Register For Our Mailing List

Register to receive our free weekly newsletter including editorials.

Home / 73

Cuffelinks Reader Survey results

Our thanks to the 972 readers who filled in our Reader Survey. This is a great response rate and the feedback provides valuable guidance for the future of Cuffelinks.

Cuffelinks is a community of investors sharing ideas, and in the spirit of openness, we are taking the unprecedented step of attaching all 447 answers to the final question – 20 pages of comments, warts and all. We have edited out only names and email addresses in the interests of privacy and confidentiality, and we have not touched the spelling or grammar.

The bar charts on responses to every question are linked here.

The verbatim comments are linked here.

In brief, some of the findings are:

  • 38% of our readers identify themselves as ‘SMSF trustees’ while 32% are investors without an SMSF. Most of the rest are industry professionals, many of which would also manage an SMSF.
  • 73% say the length of our articles is about right, while 15% say it depends on the subject. Overall, we think we are writing appropriately for our audience.
  • 82% like to receive the newsletter once a week, with little support for more frequent.
  • a large majority consider our articles easy to understand, credible and professional, so we hope we are pitching our content at the right level.
  • there is not much support for more political commentary or lifestyle stories, and only a little more for stock picking. Long term forecasting is more popular.
  • while almost 60% report using Cuffelinks to investigate particular subjects and to reference useful articles, over 40% do not use the search function or use Cuffelinks as a general information source.
  • 82% have already recommended Cuffelinks to a friend or colleague and a further 5% want to do so. Thank you very much, the word-of-mouth support is crucial for our growth.

There were also hundreds of responses attached to specific questions which we take on board.

The 447 responses to the last question are a treasure trove of useful insights. Most value our independence and variety of expert opinions, and want us to avoid overt product promotions or advertising. There is recognition of our focus on quality of analysis, sharing expert opinions and information rather than grabbing the headlines. While some say we are too technical, others say we should write more in depth, so hopefully each edition has something for everyone.

We know you all have many priorities in your life and we appreciate the time you took to complete the survey.

From the team at Cuffelinks

Chris, Graham, David, Ashley and Leisa

July 2014

 

2 Comments
Graham Hand
August 02, 2014

Thanks for the great questions, James. Our bond guru, Warren Bird, will prepare a response over the next couple of weeks. Bond funds can be confusing and I'm sure many people would like to read the answers. Cheers, Graham

James
August 02, 2014

Dear Graham and team,
Congratulations on the publication. That it is both well-credentialed and easy to read is a rare highly commendable feat.
I notice you invited questions and suggestions. Please forgive me if this topic has been covered before and I missed it, but glancing through headlines and synopses of previous articles I couldn't see it.
I appreciate your readership includes many professional investors as well as advisers who would be all over this, but I think there are a lot of average Australians, including many who look after their own SMSF, who don't fully understand the machinations of bond funds - there appear to be more moving parts than a simple, old equities fund. May I suggest a series of articles that might consider the following topics:
- an idiot's guide on how to analyse a bond fund. What is the significance of duration vs credit risk? Should one invest in them for income or capital gain? Are there some bond funds that should be included in the growth section of a portfolio as opposed to the defensive? Is a 70/30 split crazy when interest rates are at all time lows?
- a discussion of the merits of passive vs active investing in bonds (it is my understanding that most bond funds have underperformed passive funds over the past ten years, much like active equities funds)
- an explanation of these new-fangled 'unconstrained bond funds'. Are they just a fad? Are they a genuine solution to the duration risk argument? Have they been created in response to bond fund managers wondering where the next dollar will come from after a 30 year bull market?
I look forward very much to your response.
Regards,
James

 

Leave a Comment:

banner

Most viewed in recent weeks

Maybe it’s time to consider taxing the family home

Australia could unlock smarter investment and greater equity by reforming housing tax concessions. Rethinking exemptions on the family home could benefit most Australians, especially renters and owners of modest homes.

Supercharging the ‘4% rule’ to ensure a richer retirement

The creator of the 4% rule for retirement withdrawals, Bill Bengen, has written a new book outlining fresh strategies to outlive your money, including holding fewer stocks in early retirement before increasing allocations.

Simple maths says the AI investment boom ends badly

This AI cycle feels less like a revolution and more like a rerun. Just like fibre in 2000, shale in 2014, and cannabis in 2019, the technology or product is real but the capital cycle will be brutal. Investors beware.

Why we should follow Canada and cut migration

An explosion in low-skilled migration to Australia has depressed wages, killed productivity, and cut rental vacancy rates to near decades-lows. It’s time both sides of politics addressed the issue.

Are franking credits worth pursuing?

Are franking credits factored into share prices? The data suggests they're probably not, and there are certain types of stocks that offer higher franking credits as well as the prospect for higher returns.

Are LICs licked?

LICs are continuing to struggle with large discounts and frustrated investors are wondering whether it’s worth holding onto them. This explains why the next 6-12 months will be make or break for many LICs.

Latest Updates

A nation of landlords and fund managers

Super and housing dwarf every other asset class in Australia, and they’ve both become too big to fail. Can they continue to grow at current rates, and if so, what are the implications for the economy, work and markets?

Economy

The hidden property empire of Australia’s politicians

With rising home prices and falling affordability, political leaders preach reform. But asset disclosures show many are heavily invested in property - raising doubts about whose interests housing policy really protects.

Retirement

Retiring debt-free may not be the best strategy

Retiring with debt may have advantages. Maintaining a mortgage on the family home can provide a line of credit in retirement for flexibility, extra income, and a DIY reverse mortgage strategy.

Shares

Why the ASX is losing Its best companies

The ASX is shrinking not by accident, but by design. A governance model that rewards detachment over ownership is driving capital into private hands and weakening public markets.

Investment strategies

3 reasons the party in big tech stocks may be over

The AI boom has sparked investor euphoria, but under the surface, US big tech is showing cracks - slowing growth, surging capex, and fading dominance signal it's time to question conventional tech optimism.

Investment strategies

Resilience is the new alpha

Trade is now a strategic weapon, reshaping the investment landscape. In this environment, resilient companies - those capable of absorbing shocks and defending margins - are best positioned to outperform.

Shares

The DNA of long-term compounding machines

The next generation of wealth creation is likely to emerge from founder influenced firms that combine scalable models with long-term alignment. Four signs can alert investors to these companies before the crowds.

Sponsors

Alliances

© 2025 Morningstar, Inc. All rights reserved.

Disclaimer
The data, research and opinions provided here are for information purposes; are not an offer to buy or sell a security; and are not warranted to be correct, complete or accurate. Morningstar, its affiliates, and third-party content providers are not responsible for any investment decisions, damages or losses resulting from, or related to, the data and analyses or their use. To the extent any content is general advice, it has been prepared for clients of Morningstar Australasia Pty Ltd (ABN: 95 090 665 544, AFSL: 240892), without reference to your financial objectives, situation or needs. For more information refer to our Financial Services Guide. You should consider the advice in light of these matters and if applicable, the relevant Product Disclosure Statement before making any decision to invest. Past performance does not necessarily indicate a financial product’s future performance. To obtain advice tailored to your situation, contact a professional financial adviser. Articles are current as at date of publication.
This website contains information and opinions provided by third parties. Inclusion of this information does not necessarily represent Morningstar’s positions, strategies or opinions and should not be considered an endorsement by Morningstar.