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Edition: 19

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Edition 19

  • 14 June 2013

Global trends in managed funds, the Banking and Finance Oath, inflation's impact on retirement, it's time for a tax check and how do you behave as an investor?

Understand yourself before you understand the market

How people behave and react can have a significant impact on their overall success as an investor. It pays to understand your own emotional responses.

Health check for end-of-year tax planning

It's time to conduct a detailed financial review of your tax affairs, focusing on your marginal tax rate, delaying receipts and advancing expenditures. Two weeks from now, it will be too late for another year.

Overview of global fund investment trends

The big global trends in funds management are a move from equities to fixed interest, from active to index, a reduction in fund commissions, and increased dominance of the biggest managers.

Historical real return outcomes based on current default portfolios

The biggest threat to a retirement portfolio is loss of value in real terms. The superannuation industry should focus on real returns and real volatility before inflation strikes again.

The Banking and Finance Oath is a tough ask

The Oath has laudable aims which everyone in the banking and finance industry should support. But the public will take some convincing, and maybe some executives are not believers either.

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The missing 30%: how LIC returns are understated, and why it matters

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Little‑known government scheme can help retirees tap into $3 trillion of housing wealth

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Origins of the mislabeled capital gains tax ‘discount’

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2 billion reasons to fix retirement income

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Div 296 may mean your estate pays tax on assets your beneficiaries never receive

The new super tax, applying from 1 July, introduces more than just a higher rate on large balances. It brings into focus a misalignment between where wealth sits and where the tax on that wealth ultimately falls.

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