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Retirement is a risky business for most people The perfect portfolio for the next decade UniSuper’s boss flags a potential correction ahead The challenges with building a dividend portfolio How much do you need to retire?

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Edition: 385

1-8 out of 8 results.

Welcome to Firstlinks Edition 385

25 November 2020
1

Superannuation is under attack on several fronts, and the Retirement Income Review adds fuel to the fire. Far from being simply a 'fact based' set of statistics, it takes a strong stance on many controversial subjects. While not formally making recommendations, its findings are no less powerful, setting up retirement planning for significant changes.

Five ways the Retirement Review points to new policies

Graham Hand
25 November 2020
34

The Retirement Income Review goes much further than an innocent-sounding 'fact base', and is sure to guide policies in the run up to the next election. It will change how we think about retirement incomes.

Steve Bennett on investing in direct property for the long term

Graham Hand
25 November 2020
1

As people stayed home during the pandemic, a bearish view swept over most property sectors, but many have thrived and prices have recovered rapidly. The best opportunities are in long leases with quality tenants.

Retirement Review gives strong views on hoarding of super

David Bell
25 November 2020
17

The Review includes some profound findings, most notable that retirement income should include drawing down far more capital. Expect post-retirement products to proliferate under a Retirement Income Covenant.

Paul Keating on why super relies on “not draining the bath”

Interview by Leigh Sales
25 November 2020
12

Paul Keating is the champion of compulsory superannuation as the central means of funding retirement. In the wake of the Retirement Income Review, he is at his passionate best defending the system, with Leigh Sales.

Is your portfolio too heavy on technology stocks?

Amy C. Arnott
25 November 2020
2

Investors with heavy allocations to a broad US index should check how much is exposed to tech stocks, especially when valuations look a bit steep. It might be time to reallocate to other sectors or styles.

Beware of burning down the barn to bury the debt

Kate Howitt
24 November 2020

At some point, policymakers will turn to the task of deleveraging, to work off massive debt burdens built up during the pandemic. Australia is already ticking the boxes on many policies used in the past.

New bankruptcy rules may have a domino impact on SMSF pensions

Graeme Colley
23 November 2020

During COVID, bankruptcy rules have allowed small businesses to trade while insolvent. It may mean an SMSF is hit by the collapse of a business leaving trustees struggling to meet their own legal obligations.

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Retirement is a risky business for most people

While encouraging people to draw down on their accumulated wealth in retirement might be good public policy, several million retirees disagree because they are purposefully conserving that capital. It’s time for a different approach.

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The perfect portfolio for the next decade

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The challenges with building a dividend portfolio

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22 January 2025

How much do you need to retire?

Australians are used to hearing dire warnings that they don't have enough saved for a comfortable retirement. Yet most people need to save a lot less than you might think — as long as they meet an important condition.

Brendan Coates, Joey Moloney
22 January 2025

Welcome to Firstlinks Edition 594 with weekend update

It’s well documented that many retirees draw down the minimum amount required and die with much of their super balances untouched. This explores the reasons why and some potential solutions to address the issue.

16 January 2025

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