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Vale Graham Hand

It’s with heavy hearts that we announce Firstlinks’ co-founder and former Managing Editor, Graham Hand, has died aged 66. Our thoughts and prayers go out to his wife, Deb, and family.

Here are three tributes to Graham:

Chris Cuffe, co-founder of Firstlinks (Cuffelinks)

At 7.33am this morning I heard from Graham Hand’s wife, Debbie, that Graham had passed away earlier in the day. Although Graham’s illness had been well telegraphed by him, the news has saddened me greatly as it will his many friends and admirers.

Graham and I first met each other around 1990 at the State Bank of NSW where we worked (ultimately acquired by the Colonial Group and then Commonwealth Bank many years later). He was the Deputy Treasurer and I was the CEO of their very fledgling wholly owned funds management subsidiary, First State Fund Managers. First State reported through the Treasury Division at that stage so I had a fair bit of interaction with Graham as time passed.

A friendship grew over time and we stayed in regular contact long after we had both left the Colonial/CBA group. It was in 2012 that Graham approached me with an idea about starting an online newsletter.  We were both excited by the concept as we had become increasingly dismayed at the lack of good quality financial journalism in Australia. We decided our point of difference (and strength) would be that we would not have journalists doing the writing, but instead we would have industry experts do the writing. We wanted the authors of articles to be investors and market practitioners. We wanted them to share both their knowledge and their battle scars. And we wanted the publication to bring thoughts/ideas from an informed and impartial point of view, without pushing products or promoting services.

The formula we came up with was a weekly online publication comprising around 5 articles with each article being no more than 1,000 words – we wanted each article to be informative, punchy and to the point.

In early 2013 “Cuffelinks” was born with the tag line…. a publishing service providing content written by financial market professionals with experience in wealth management, superannuation, banking, academia and financial advice.

On 6th February 2013 the first article was published by Graham. His opening words…..“The superannuation, advice and investing landscape is facing more game-changers than at any time since the introduction of compulsory superannuation in 1992. Cuffelinks will be covering these subjects regularly during 2013 and beyond.” How true that statement became and the publication continues to this day.

Graham insisted that the publication used my name in the masthead (and have a catchy logo!) because we needed all the profile help we could get at the beginning and I seemed to have become well known over the years in the investment management industry (not all of my doing!). I was not that keen, but Graham was pretty insistent and he wore me down.

To help gain initial attention and credibility for the new publication, I undertook to contact as many heavyweight people that I knew and get them contributing articles. The big coup, right at the start, was convincing Paul Keating to contribute an article or two… how apt for one of the fathers of superannuation. His first article appeared on 7 February 2013 and can still be accessed on the website.

The years passed and Cuffelinks (subsequently renamed Firstlinks) became a great success. Graham was relentless in gaining new readers, selecting/editing the increasing number of articles being submitted for publication, and gaining/keeping sponsors to help defray the costs. He was a machine on a mission. He wanted to create and sustain something special and lasting.

I travelled to Italy on holidays in early 2023 and soon after I arrived the Government announced the proposed additional tax on superannuation balances over $3m. Although we were in opposite time zones, in typical style Graham and I spent hours in the middle of the night in the days following, analysing the proposal… long before others had properly thought about the issues. It was vintage Graham.

A decade after its creation, Firstlinks was ranked the No 1 Investment site in Australia in the Feedspot Report, where they select the top sites from thousands of investment sites using search and social metrics.

The creation and ongoing existence of Firstlinks is one of many legacies left by Graham.

This morning, as the tears welled up in my eyes, I suddenly felt very empty and hollow… like I’d just lost a limb. Graham is a big loss to the world. He was an unusual man of extraordinary integrity and great intellect. He had an enquiring mind. He was a straight shooter (he called a spade a spade and he gave you a view that wasn’t sugar-coated) and he didn’t suffer fools easily. He strove for perfection in whatever he did. He was articulate. He had an enormous sense of “justice”.  He was generous and caring. He loved his family dearly.

Graham was not easy to get to know, but once you did he was the type of bloke I could easily hang around and be myself with. Over the years we spent many hours together, sitting by the ocean or in a park or on a veranda pondering the world, swapping ideas, and ruminating on the financial services industry. We talked about “stuff that mattered”. We never had enough time to finish our conversations.

Graham was a great human being. So many people will feel the loss with his passing. He will not be forgotten.

Mark LaMonica, Director of Personal Finance, Morningstar

Graham Hand passed away this morning after a yearlong battle with brain cancer.  I’ve been staring at that sentence for a long time trying to think of what to write next. I keep thinking about sitting in my apartment in October of 2023 on a Sunday night and seeing my phone buzz with a call from Graham. This wasn’t unusual. Graham would often call me with an idea about how to improve Firstlinks and to hear about what I thought about an article he wrote. This call was different.

The news of his diagnosis was devasting, but Graham - for a lack of a better description - was just himself. He was on to the plan his doctors laid out and was reassuring me that he was going to fight this. Despite the odds he was optimistic.

There are so many stories I want to share about Graham. But there is one that I think perfectly encapsulates who Graham was professionally and what he built with Firstlinks. After Morningstar acquired Firstlinks, Graham was running me through the publishing process. He was describing how he read and approved each comment on a Firstlinks’ article.

My suggestion that we find someone else to take over what I ignorantly described as ‘an administrative process’ was met with disbelief. Graham informed me that he was building a community. And to do that he needed to know what his readers were thinking. Those comments were his way of collecting feedback from the only people that mattered – the members of that community.

The first edition of Firstlinks was published on February 8th 2013. And from that moment on Graham was dedicated to building his community. He would take a paper sign-up sheet when he spoke at conferences and take down email addresses. He would tell everyone and anyone that would listen about how great the content was on Firstlinks. And it was ultimately the content more than anything else that made Firstlinks what it is.

In an age of sensationalism and slick sounding investment pitches that are more about the people writing them than the readers, Graham took a different approach. He genuinely cared about his readers. He cared about keeping them informed so they could create a better future for themselves and their loved ones. And in the end that is all that really matters.

Heartwarmingly, that care for his readers was not a one-way street. When Graham disclosed his illness to the Firstlinks community the response was touching. Graham read through each comment and was touched at the outpouring of support. I was reading through the comments again this morning after I learned of his passing. Perhaps that is the best tribute of all to Graham.

James Gruber, Editor at Firstlinks

It’s difficult to write this, and doubly so in the past tense. I didn’t know Graham for as long as many others in the financial industry, yet it felt like I’d known him for longer through reading Firstlinks prior to my working with the newsletter.

Graham hired me in October 2022. He wanted to focus on writing articles and hand over the newsletter’s administrative and editorial tasks to me. I remember on the morning of the first day of my employment, he had a twinkle in his eye and told me, “Oh, by the way, I forgot to tell you during the interview process that I’m going away to Europe for six weeks early next week and you’ll be in charge of the newsletter!” He had my head spinning from the get-go.

Upon his return from overseas, I worked closely with Graham and quickly gained several impressions of him.

First, I knew of his standing in finance, though had little idea of the extent of it. He seemed to know everyone in the industry. Not only that, but CEOs regularly sought him out, rather than the other way around. He was almost like a rockstar with a cavalcade of admirers following him.

Second, he was a prodigious worker. He regularly worked weekends and nights to get the newsletter exactly as he wanted it.

Third, he was endlessly curious about investing and many other topics. His in-depth knowledge of superannuation, SMSFs, demographics, retirement issues, and others was intimidating.

Fourth, Graham was a brilliant writer. He had a smooth, measured, thoughtful, and playful way of communicating often complex subjects. He had a novelist’s eye for making finance both readable and entertaining.

Fifth, he loved the Firstlinks community. While many publications don’t allow comments on articles, for Graham, they were a sacrosanct part of the newsletter.     

Graham and I were of different generations and consequently were different people with varied views of things. Yet there was always a deep respect in our relationship that went both ways.

As Graham fell ill, we became closely personally as our guards lowered. A few months ago, we took a walk together near his home. He was stoic as usual and profoundly grateful to Deb and his family for all the support they’d given him, as well as to friends and acquaintances who’d reached out to him during the year.

Graham will be dearly missed.

----

In Loving Memory of Graham Hand

Graham’s wife, Deborah Solomon, and daughters, Jenna and Elana, have established the Graham Hand Gift to honour Graham’s remarkable legacy and to support the causes that he cared about.

In addition to Graham’s giant legacy in financial journalism and investment thought leadership, Graham was a passionate advocate for giving. His efforts resulted in millions of dollars committed to the community through the Australian Philanthropic Services Foundation.

To honour Graham, the Graham Hand Gift will support projects that mattered to Graham, including social inclusion and empowerment through football (the “real kind”, as Graham would say).

This giving fund, held within the Australian Philanthropic Services Foundation, ensures that Graham’s vision of giving continues to make an impact in his name.

Donors can make a tax-deductible donation to the Graham Hand Gift via EFT or BPAY using the following link: Donate to the Graham Hand Gift (https://apsforms.tfaforms.net/f/donate?accid=001Ob00000MmHWX).

For assistance or further information, please contact Rachael Rofe and the APS Foundation team on 02 9779 6312 or email foundation@australianphilanthropicservices.com.au.

Thank you for your support in celebrating Graham’s extraordinary legacy.

 

185 Comments
Mic Smith
December 20, 2024

Too young to have left this world. Very sad to hear it.

John Rouse
November 28, 2024

Greatly saddened by Graham’s demise. Reading through the comments, most people knew him in his funds management/superannuation mode as co-founder of Firstlinks. But, of course, he had an extensive career in banking as well (I am aware of CBA, SBN and AMPB; perhaps there are others).
His Treasury management and markets knowledge were just part of a broad understanding of managing a bank – invaluable input to Pricing and a whole bunch of bank-wide committees and working groups, including the design and implementation of an in-house FTPS that focused attention on the profitability of products, outlets, departments and divisions.
He was just the right sort of colleague who was sure of his own opinion (but open to challenge, too), taking the trouble to educate others about Treasury matters along the way. His diplomacy allied with a questioning intelligence made him a great advocate for better decision-making based on solid evidence and the gaming of outcomes. He will be (is) sorely missed as a terrific human being, communicator, advocate.

John Dempsey
November 27, 2024

So sad to hear this news. I was lucky enough to get to know Graham while at First State and whether it was work, all things football or having an insightful chat over a beer…. he was simply an exceptional person who positively touched everyone he met. A great man.

Brendan
November 26, 2024

So much given, and so much more to give, that hurts the most- he had so much more love and wisdom to share. Rest in leisure and peace Graham and love and hugs to all the family who will miss you terribly. X

Michael
November 26, 2024

I'm not from the world of finance at all,other than a few years early in my working life. I have been self employed as a lawn mowing contractor for over 30 years. I came across this newsletter a few years ago and have really enjoyed the articles and I have also become much better informed, particularly , in respect to Super as a get closer to retirement. Graham's sharing of his illness and now passing has left me feeling quite sad. Thanks Graham and condolences to his family and friends.

Frank Glennon
November 25, 2024

I had the good fortune of working closely with/for Graham on the launch of the CFS/Aspect Capital JV. I was still a relative junior, and looking back now i can recognise how generous he was with the time and guidance he invested in me. He had a fantastically calm temperament, was happy to be contrarian, and always seemed to be able to find the space and time to think his way through things. There aren't enough of him in our industry. Sincere condolences.

Chris Davis
November 25, 2024

Loved Grahams articles and the format of Firstlinks, vale Graham.

James Marlay
November 25, 2024

Very sad to hear this news. I feel lucky to have had the opportunity to learn from Graham and collaborate with him on a few occasions over the years. He was passionate about investing and committed to sharing his extensive knowledge. Thoughts and wishes to Graham's family and friends.

Geoff F
November 23, 2024

Like many others here, I didn't know Graham personally. I did however have cause to email Cuffelinks some years ago late one night, and to my surprise it was Graham who responded and we exchanged a few emails that night.
I took from that that he was a down-to-earth kinda guy who was very directly involved not just in the "big pic" view for the Cuffelinks project, but even to the extent of responding to emails. I found that quite extraordinary.
This passion for involvement with readers has been reflected in many other tributes here, and his passing is a great loss.
Condolences to his family and friends.

Manoj Abichandani
November 22, 2024

Very sad news.
A great loss to the Firstlink's community. Graham - we will miss you and your expert insights.
Thoughts for the family - heart felt condolences

Peter Sipek
November 22, 2024

It is with a heavy heart that I leave this message of condolences to Graham’s wife, daughters and friends. Graham was truly a special individual, with his massive intellect, mischievous grin and kindness which he extended to all. It was a pleasure to work with Graham at CFS and I fondly remember the launch of his work of fiction, Beyond Lucas Heights. Rest peacefully Graham.

Eric Dillon
November 21, 2024

Terrible news. I didn’t know Graham personally but always enjoyed his articles and followed his progress with great interest and concern. He will be missed by all. My sincere condolences to his family at this very sad time.

Murray McLean
November 21, 2024

Vale Graham and condolenses to the family. RIP

Brian D
November 21, 2024

We did not know each other personally.
Yet I, and clearly a host of other Firstlinks folk, continue to learn insights of great importance about ‘money matters’ because of Grahams achievement's in building Firstlinks into a fearless no bs information platform.

What a ‘90 minutes’!

Condolences to his family.

Limor Fayena
November 21, 2024

There was an occasion when we both attended the same three-day conference. It was an event that connected investors with technology startups. I thought you had seen it all in that field. I’ll never forget how, after those three days, you announced that you had discovered the secret behind the success of Israeli startups. With a spark in your eyes, you began describing the characteristics of the people rather than focusing on financial details.

It was fascinating to hear that from you.

Thank you for always making us feel like part of the family. We will miss you.

Adrian Harrington
November 21, 2024

Vale Graham Hand
The financial services community has lost a true gentleman. Graham was not only an exceptional finance professional but also a visionary whose lasting legacy lies in his unwavering commitment to thought leadership in the financial services sector.
When Graham first approached Greg and I inviting Folkestone—the real estate fund business we managed—to become a sponsor, it was an easy decision. His passion, integrity, and clear vision made us confident to say, “Yes, where do we sign?”
Graham’s deep interest in the latest trends in real estate and his curiosity about innovative products that enabled retail and wholesale investors to access the sector was remarkable. While we occasionally disagreed on market directions, Graham’s respect for diverse perspectives always prevailed. True to his role as a great editor, he welcomed robust dialogue and ensured our contributions reached his growing and loyal readership—provided, of course, that the word count was spot on!
Beyond being a thought leader, Graham was also an investor who believed in our funds. However, true to form, he never invested without asking the hard questions first. His inquisitive mind and thorough approach to decision-making were always inspiring to witness.
Thank you, Graham, for your support, your friendship, and the legacy you leave behind. You will be greatly missed.
Adrian and Greg

Peter Sipek
November 21, 2024

It is with a heavy heart that I leave this message of condolences to Graham’s wife Deborah and daughters, Jenna and Elana. Graham was a true gentleman, a man with massive intellect and one of the kindest and most thoughtful men I have ever had the privilege to worked with. I fondly remember the launch of Graham’s work of fiction, Beyond Lucas Heights, which showed he could write more than just financial material. Rest in peace Graham.

Bill Evans
November 21, 2024

When he first joined I and ER division of CBA, in the very early 80's, I could see Graham was a unique talent. He was well researched and had the confidence to back his research in debates with all comers - both internal and external. I personally can attest to his very high success rate in intellectual battles.

Under his legendary mentor Gary Mackrell Graham made a huge contribution to risk management at the CBA in the days when sophisticated methodologies were very much in their infancy. I lost touch with him during his SBNSW years but can see from Phil Gray's piece that he achieved even more progress after leaving CBA.

But his work at Firstlinks has been monumental. Over the years he used that agile brain and boundless energy that were so apparent in those early days at the CBA to tackle that opaque world of superannuation. If any industry participant = retail or wholesale-was looking for independent high quality advice Graham was the dominant port of call.

The discipline and sheer intellectual command of his topic allowed him to produce high quality individual work on a relentless weekly publication schedule along while complementing his work by cajoling the best brains in finance to contribute to his masthead.

While the finance industry has been the base of so many famous spectacular careers in Australia, to my knowledge, no one has left behind a more valuable legacy.

Rebecca Murray
November 21, 2024

Vale Graham! You left such an impression of intelligence, kindness and integrity. So many, including me, are deeply saddened by your passing.

Tony Gangemi
November 21, 2024

Saddened to hear of this news. Having worked with Graham at Morningstar for a few years, like many was shocked to hear of the diagnosis and now passing. Deepest condolences to his family, relatives and close friends.
Outside of work we connected on a personal level, the love of football, and would often discuss the weekends games or catch up at the local Sydney FC football games to talk tactics and berate the coaches and players but also cheering there successes, he will be sorely missed. Vale Graham

Phil Gray
November 21, 2024

I was shocked and saddened to hear of Graham’s passing. I knew Graham well, initially at the Commonwealth Bank in the mid-1970’s. In my new role in later years as Group Treasurer, State Bank NSW (1987) , I was keen to rejuvenate the Capital Markets Funding operation, and Graham was the clear choice for the role. But we had a few professional disagreements in the markets after my departure from CBA to Australia Bank (who remembers that?) which I mistakenly took as arrogance - but as Chris Cuffe so correctly put it, I learnt later that Graham simply called a spade a spade.

I really didn’t even know whether Graham would meet with me for a discussion about a new job opportunity at SBNSW, especially as he already had a rising career with CBA. I put Andrew Banks (principal of Morgan and Banks) on an attractive incentive if he could get Graham to agree to attend a face-to-face , irrespective of whether Graham accepted the role. And fortunately, he did and he also accepted the role.

Graham always looked forward, and was the first to recognise that SBNSW would have a major funding/mismatch problem as we looked towards corporatisation and eventually the loss of the State Govt debt guarantee. Graham led a massive issuance program - and by example motivated a highly skilled team - which prepared the bank well for the future.

He also led the development of a then-fantastic asset/liability mismatch modelling using software from the USA which included behavioural assumptions, time lags and much more. Graham had the special gift of being able to explain the modelling process and the different scenarios to the Executive Asset Liability C’tee. This was not nice-to-have theoretical stuff, its use impacted many funding, lending, pricing and other critical balance sheet decisions.

We developed a strong mutual respect, and shared times between the families when our children were ‘still children’.

Thoughts are very much with Debbie and the family and all those who will miss him so dearly.

Marg Neilsen
November 20, 2024

I expect Graham has done for his family, what I have used Cufflinks and Furstlinks to do with my husband, set up our SMSF for the benefit of our family.
It is a task we do out of love for family, for generations.
Thank your, Graham Hand, what a personal and community legacy.

Bruce Montague
November 20, 2024

It was a beautiful spring sunrise this morning and It's sad to think that Graham didn't get to see it.
Back in early 1980 I was fresh off the boat and working for Commonwealth Bank establishing a futures trading operation when Graham swung into the actual broom cupboard that was my office and said "we've football training on Wednesday if you're interested" and that was the start of a long friendship.
All these posts are a testament to the respect and admiration that anyone who met Graham had for him.
Graham, they've saved a place for you upstairs next to Sir Alex Ferguson.
I wish Debbie, Jenna, Elana and all your family strength.

Michael Noakes
November 20, 2024

Truly gifted in being able to impart financial information in a way that was easily understood.
I never met Graham but felt I knew him well through his writing.
I looked out for his articles as they were always so valuable.
Gone way too early and his wisdom /professionalism will be sorely missed.
Condolences to his family and his work colleages

John Berger
November 20, 2024

I never got to meet the man but read a lot of his valuable commentary over several years. Like Ian Huntly and Peter Warnes also I valued their insight and down to earth thoughts about many ideas for investments and life in general.

Lisa Romano
November 20, 2024

FirstLinks always arrived in my email and I read avidly the insightful content and updates on bonds and hybrids. Many of us already know how cancer is a painful reminder that our retirement can be short and that every day counts. Deepest condolences to colleagues, family and friends of Graham, a truly valuable force in financial journalism.

Amber Moncrieff
November 20, 2024

Vale Graham.. so sorry to read this.

You had such an impact on me as a young ‘career girl’. I was so lucky to sit next to you at CFS and gain insight into so many high-level deals and the way you would negotiate them!

But also your advice about the importance of setting yourself up before having a family was invaluable. My three boys get to benefit from the fact I can, ‘swan in and just do the fun stuff’ (as I used to joke that you did) in our business and then be there for them for all the basketball, soccer, music, and school commitments. Only a few weeks ago I was asked to do a talk at a local women in business lunch and I actually put up a photo of you and acknowledged some of the best mentors I’ve had.

Your legacy lives on in the impact you had that goes well beyond your considerable contribution to the financial services industry.

My thoughts are with your family because I saw how much you loved them.

Elisabeth Rasmussen
November 20, 2024

Thank you for sharing the sad news of the passing of Graham Hand. I will miss his contribution to the team effort at Morningstar without his input with great his great writing style and research skills on companies and products.

Richard Cowan
November 20, 2024

Very sad news indeed; condolences to Graham's family, colleagues and friends.
I was fortunate to meet Graham a few times at seminars and conferences over the years. He was always friendly, highly engaged and eager to help people. Graham had a gift for explaining the complexities of the investment world in a way that private investors could relate to and understand. His work lives on for the benefit of many...

Jacinta King
November 20, 2024

I have been an avid reader of Cuffelinks/Firstlinks for many years and was really chuffed to meet Graham a few years ago. I am saddened to hear this news and shall miss reading his unique 'voice'. Vale Graham Hand.

Geoff Booth
November 20, 2024

It is indeed a sad day for many people at many levels. I moved to the State Bank of NSW as a customer in the 90's because of the people & their integrity, and continued with Colonial its various iterations.
Learning of Grahams' background via these articles provides the reason why.
A tireless man of integrity, justice & truth.
May these attributes live on via your family, friends, followers & institutions.
Vale Graham.

Matthew Dell
November 20, 2024

I only met Graham a couple of times over the years but it's clear that he was universally loved and admired and he has left an incredible legacy. My condolences to his family.

Don Ezra
November 20, 2024

Sad news. Graham and I corresponded a lot over the years and across the seas, and I got to know him and appreciate him. He will be remembered by all of us with deep affection.

Joanne Earl
November 20, 2024

What a great guy. Graham saw not just the big picture but the whole picture. He was an early adopter of my research and something I will always be very grateful for. His impact was wide. His loss will be deep.

Trevor Treadwell
November 20, 2024

Graham will be missed , his writings were my introduction into the share market, I followed some of his leads.
Thanks Graham, regards Trevor Treadwell

Abel
November 20, 2024

Very sad news. I only knew Graham thorough his writing in Firstlinks. I've been a reader since 2014 and am very grateful to Graham for this newsletter. My condolences to Deb and family.

Thanks to Chris, Mark and James for sharing their recollections.

Peter Warnes
November 20, 2024

The brightest star in the superannuation commentary galaxy has faded. The wealth of experience poorer. The Morningstar dimmed. Graham, your helping and supportive hand gone too soon. My thoughts and prayers are with you and your family.

David
November 20, 2024

Sentiments echoed with deep condolences to Graham’s family.
One of the marks of a quality person is the enduring legacy they leave combined with the lives they have touched along the way.
Know that he mattered to a lot of people, contributed enormously and that he will be greatly missed.

Richard Barber
November 20, 2024

Graham was a legend and true pioneer in our industry. His drive, passion and focus were his trademark skills and was someone who you could confidently go to for an answer to a problem or he would know where, who or how to find the solution.

As most have already stated here - he had a great mind, a great social conscience, and wonderful sense of humility and compassion.

Having known, worked with, and respected him for many years, I say this with a saddened heart as the song goes “Only the good die young”.

Graham will be hugely missed by his direct family but also by his enormous indirect family (his fan base) - for that I am sure.

Craig
November 20, 2024

Such terrible news, a wonderful guy who showed faith in me many years ago and gave me a chance to prove myself.
Thank you Graham, RIP and my thoughts to your family

Alexander Levendel
November 20, 2024

Very very sad. He came across his writings as a wonderful man. I have read all his Firstlinks stories from years ago. I read his informing the readers of the dreadful diagnosis. I send my warmest regards to his wife and family.

Alexandra Schall
November 20, 2024

Thank you Graham for providing such important information that many do not have access to. I am trying to learn more and you provided me with that opportunity. Such a safe space to get quality information. What an achievement for you and your family.

Tony Dillon
November 20, 2024

So saddened by the news. Graham’s contribution to so many lives was immense.

Graham and I first made contact some five years ago now, when I wrote my first article for Firstlinks. Since then, we kept in semi-regular contact, bouncing ideas around for more contributions. He was always very open to new topics, constructive in his feedback, and a tremendous role model. Graham was genuinely one of a kind and will be sorely missed. Gone far too soon. Deepest condolences to his family.

Anthony Serhan
November 20, 2024

My thoughts are with Graham’s family and friends. He made our Industry a better place. The tributes here a real testimony to what he accomplished and the wonderful community he created. I will miss him dearly.

Terry Oliver
November 20, 2024

So sad to hear and my deepest condolences to Grahams family. Firstlinks held my hand when I decided to retire 4 years ago. Thankyou so much .

Patrick Gallagher
November 20, 2024

What a brilliant writer and what a good man. So few people can write about finance accessibly, he could do this superbly, because he was as interested in people as much as in finance . A truly sad loss.

Rick Cosier
November 20, 2024

Very sad day. I worked with Graham at CFS and in the early days of Cuffelinks. Apart from his steely determination to launch Cuffelinks, he was a truly great writer and communicator.

Warren Bird
November 20, 2024

Absolutely Rick. We were blessed to work with Graham.

Christian Lombardi
November 20, 2024

So sad to read this! I first met Graham in a somewhat unconventional way—locked out of my office after hours, with my access pass frustratingly on my desk. Graham, a fellow CFS colleague who I only knew by reputation at the time, happened to be walking by. Desperate, I flagged him down and asked if he could use his pass to let me in… Although, this wasn’t technically allowed, I was out of options! To break the ice, I blurted out, “I know you don’t know me, but I read your recent book, Beyond Lucas Heights, and it’s great!” Graham let out a hearty laugh, clearly amused by my flattery and audacity. Thankfully, he decided to take a chance on me that day, and what started as a simple act of kindness turned into a wonderful friendship during my time at CFS with many moments spent discussing our shared passion for football (esp his beloved ManU) and investing - two topics Graham could talk about with endless enthusiasm and expertise. Although our paths parted somewhat after my time at CFS, I eagerly followed his insights in Cuffelinks and beyond and his humor, warmth, and brilliance will stay with me and anyone who was lucky enough to know him. Vale Graham, may you RIP my friend.

Wilfrid Paes
November 20, 2024

Sad to note passing of Graham. He will be missed by all. May Graham’s soul RIP.. Condolences to the family.

Garry Mackrell
November 20, 2024

The cherub-faced ?Graham joined my team in the pre-privatisation era of the capital-starved Commonwealth Bank in the early 1980s and quickly established himself as a key member of the balance sheet and debt capital management functions of CBA.

He thoroughly enjoyed jousting with polished investment bankers and quickly gained respect well beyond his years.

His passions for English football , especially his beloved Manchester United,and the Poms Test cricket team never wained over the years and remained a regular topic of lively debate.

A few years ago he had heard I had bought a farm and started breeding Thoroughbred horses. What followed was a barrage of questions as he got his head around the risk/return characteristics of racing and breeding and persuaded me to write a paper on the subject for FirstLinks.

When I was diagnosed with what turned out to be renal cancer and a form of nonHodgkins lymphoma, he was curious as to what I thought were the important issues as you faced an uncertain future. As matters transpired I got through the challenges and a second bout of the latter two years ago and then he rings me to say he had inoperable brain cancer.

Our exchanges about what was important in an uncertain life span turned to what was critical when you know the end is nigh.

What bugged him most was he had so much more to contribute.

He wanted to minimise distress for Debbie and his girls and remain brave and stoic.

Graham, I salute you.
Garry Mackrell.

Ian Saines
November 20, 2024

I met Graham while working for you Garry as a holiday “cadet” for the CBA back in around 1983. He was indeed everything that writers here have described - but overall a thoroughly decent and intelligent man. He will be missed not only for his contribution through FirstLinks but as a terrific person.

I also hope you are well Garry.

Doug Drysdale
November 20, 2024

A very sad day. I first knew Graham as an enthusiastic midfielder in the Chatswood Rangers football team in the 1980s. I recall taking him to the San hospital with a dislocated shoulder after a battle with Wahroonga Reds. More recently we have interacted at the Alive & Kicking group of football tragics at Northbridge Oval every Monday and Thursday and also through discussions on Super and Investments. He leaves great memories and will be deeply missed.

Geoff
November 20, 2024

It is a very sad day and my condolences to his family . Sadly I never met Graham but heard him speak at a Morningstar conference , and read his words in Firstlink . I will miss his wisdom , knowledge and communication skills . He has left a great legacy in Firstlinks and will be sadly missed .

Kim Perry
November 20, 2024

RIP Graham.
Very few have the influence he had on the financial services industry.

Garry Mason
November 20, 2024

Such sad news, thank you Graham for being so generous with your intellect and wisdom. Your writing was so interesting and informative and you will be missed dearly, sending love to his family.

Bev Durston
November 20, 2024

Such sad news, my sincere condolences to Deb, his family and friends.
Graham will leave a massive hole in the finance industry - yet his wonderful legacy in Cuffelinks / Firstlinks will carry on as one of the best reads in the industry. Thank you for that Graham. Rest in peace knowing that your excellent life's work will continue after you as a wonderful gift to the rest of us.
Vale Graham Hand

Andrew Cummins
November 20, 2024

Such sad news. I was fortunate enough to know Graham both professionally and on the football pitch. In every interaction his positivity and thoughtfulness shone through. He was a real gent and will be greatly missed.

Glenn Homan
November 20, 2024

I’m very sorry to read of Grahams passing. We first met in around 1986 when I was a corporate finance analyst (in State Bank) and met this new dude trying to teach me something about Treasury / balance sheet management.

He was enormously patient with me and giving of his substantial knowledge and taught me a lot more than I think he thought he did.

I well remember our first disagreement too over AIG Financial Products of all things… !!! it would be famous a generation later. Even though we both thought we’d be right he always argued with me in good cheer.

His book centred around that time was a good read too. He was just an absolute gent.

Condolences to his family. Hand was a top bloke.

Stephen & Cooper Wigney
November 20, 2024

Unlike most of you on this list, I didn’t meet Graham through his finance career...indeed, I didn’t even know what he did for a living for a year or so after I met him.

Rewind to 2016. My family and I moved back to Australia after 4 years working in Singapore, during which time my (then) young son Cooper became besotted with (real) football. We found ourselves watching Sydney FC games from Singapore and on our return of course had to join the club. Cooper was 8.

We had the great good fortune to be seated next to Graham as SFC members and despite a slow start (a little bit of shyness on both sides I guess) got to know him very well. I had no idea of what Graham did (actually, the many things he did…) until a year or two into our friendship – such a modest and unassuming man for one so accomplished.

Graham was great fun as he would routinely ask Cooper for his prediction before the game – Cooper would also routinely answer something like “7-0 Sydney” and Graham would discuss the finer points of tactics with him without any adult condescension. Indeed, I learned so much about football (about which I knew little before) from him, and was inspired by his passion for the beautiful game.

Eventually, we had the opportunity to meet some of his family, including his beautiful wife, daughter and granddaughter. Even before his illness, his great gratitude and love for his family shone through (even as we were watching SFC at Kogarah as he was expecting his first grandchild – I assure you the phone was in his hand for the whole game – unusual for him – and he was ready to run if needed).

Vale Graham – a lovely man who will be much missed.

Cam
November 20, 2024

Sad news. He can be proud of all he’s done.

Ramani
November 20, 2024

Decades from now when super is chronicled, the name of Graham will lead the chapter on innovating this member resistant (till too late) compulsion and singeing it into our collective conscience. With Chris Cuffe known for his altruistic work, G tapped into the skills, passions and quirks of many experts on risk, tax and investment psychology by herding categories of professionals into contributing to the news letter pro bono, disproving the adage we get what we pay for. He was unafraid to shake up the tree, as long as backed by reasonable arguments.

Those fortunate enough to have interacted with G (I was) could not have escaped his infectious enthusiasm for saver engagement, recognised by CEOs and tea boys alike.

The industry salutes you, G!

Ramani

Michael Witts
November 20, 2024

Graham and I worked at the CBA in the early 1980's, we graduated our master's course together.
I was a guest at his wedding. The legacy he leaves is huge. To Deb and his family please accept heartfelt condolences with the knowledge that he is a better place removed from pain and suffering. God bless Graham.

Graham Rich
November 20, 2024

Graham Hand has left us a significant legacy. I'm privileged to have known him and be part of preserving and enhancing that legacy. Vale Graham. G

Peter Brock
November 20, 2024

A remarkable and generous person.

Jennifer Lang
November 20, 2024

I'm so sorry to hear this news. I met Graham during his Colonial First State days and he was always fascinating to talk to. He had so much wisdom on so many aspects of the financial system. And since then of course, I've loved reading Cuffelinks and then Firstlinks. My condolences to Deb and all of Graham's family and friends.

Nina
November 20, 2024

I couldn't have asked for a more likeable brother-in-law. A great host whose gift for relating funny incidents was unparalleled. It's hard to imagine a family gathering without his presence. Praying that his family will be comforted in their loss. Miss you, Graham.

Jock Schmelzer
November 20, 2024

We've lost one of the greats of the Australian finance community today. Graham was a great educator who had a knack of communicating complex issues simply. He will be deeply missed. Long may his legacy live on.

Matt Gaden
November 20, 2024

Very sad to hear of the passing of Graham. While our paths did not cross significantly while at Colonial First State I always recall the deep respect in which Graham was held and I loved his work on Firstlinks over many years. Vale Graham and thoughts with your family.

Paul G
November 20, 2024

O gosh how sad! Condolences to his family and friends. Sorely missed. Graham always replied to my emails which was lovely and so considerate. I so enjoyed anything he wrote.

Sally Harrison
November 20, 2024

Thank you Graham, for sharing your thoughtful financial wisdom over so many years. You were a consumate professional and had a remarkable gift for breaking down the complex into something that all of us can understand, particularly those of us without a natural talent for finance.

In all your articles, your knowledge, charm and sense of humour shone through. One of my favourites was “Who Ya Gonna Call? 10 Unspoken Risks of Buying Off-the-Plan.” A two-part article which completely changed the way I think about the risks associated with buying off the plan! Incredibly valuable.

Like so many others, I had immense trust and confidence in your insights. Cufflinks and then Firstlinks is my go-to resource for making sense of what’s going on in the world and what that might mean for financial markets here in Oz.

Thank you, Graham. You’re a legend and have left an extraordinary and lasting legacy.

Vale Graham Hand

Stephen
November 20, 2024

I was only thinking about Graham on the weekend and wondering about his state of health. When I saw the email appear in my inbox this afternoon, the reality of his situation hit me and everything else I was thinking about vanished from my conscious mind. What a loss to the industry, to his many friends and colleagues and most important of all his family. Clearly, from the tributes above, a much admired man. May Firstlinks live on as a legacy to Graham’s passion.

Irene
November 20, 2024

Sad news. Condolences to family and friends.

Susie Pluviano
November 20, 2024

What very very sad news , he’s left a gaping hole in the financial community , sincerest condolences to his family. May he rest in peace.

Paul U
November 20, 2024

Sincerest condolences to Graham's family and the Firstlinks team. Led bonds for him, dealt swaps with him, received lovely through balls on the soccer field from him. Throughout his career Graham always displayed tremendous insight, intelligence, unwavering integrity, honesty and humility. Sadly missed.

Peter c
November 20, 2024

May he rest in peace. Condolences to his family.

Heather Gyton Carroll
November 20, 2024

An incredibly sad day... Thank you Graham, for always being so generous over the decades in sharing your curiosity, wit, wisdom and love of language. My most sincere condolences go to Graham's family. We have lost a legend. Vale Graham.

Steve M
November 20, 2024

Vale Graham. Bless you and your loved ones. The many tributes speak volumes of your character and achievements in life and the legacy you’ve left. May that legacy endure and grow. Gone but not forgotten. RIP

John Kavanagh
November 20, 2024

I knew Graham a little when he was at State Bank. He was helpful to journalists and gave me some guidance on a few stories. I got to know him much better when he made the switch to journalism. It was a difficult transition for him initially, having to recognise that his experience didn't mean all that much to the rest of the press pack. He could be a little prickly and dismissive, but soon we all got to know him better and came to value his contribution very highly. He always had interesting things to say and I always tried to sit with him at a lunch or briefing - and always came away with some valuable insights and provocative ideas. I'm very sorry to hear this news.

Gene
November 20, 2024

Very sad and deeply appreciative of Graham’s work. Thank you.

Matt Williams
November 20, 2024

Very sad news. He was an extremely nice bloke. Condolences to Graham's family. Well said Chris, Mark, and James.

Matt Webb
November 20, 2024

Graham was incredibly intelligent, incredibly humble, and an absolute pleasure to be around. The world is lesser without him.

David Kent
November 20, 2024

Heartfelt condolences to Graham’s family.
His Australian Bank colleagues remember him well. A gifted and clear writer and with great personal integrity.

Paul Coghlan
November 20, 2024

I am deeply saddened to hear of Graham’s passing. I taught Economics to Graham in 1974 and 1975 at Randwick Boys High School. I remember Graham coming to a parent/teacher evening towards the end of 1973 and telling me of his uncertainty in choosing Economics for his HSC as he had not studied Commerce in Years 9 and 10. I assured him that he would not be disadvantaged and of course he was one of three brilliant students in my class who went on to blitz the HSC. In fact Graham topped Economics. The three of them came to a forty year reunion in 2015 where we all enjoyed our classroom memories and our enjoyment of Economics. For a few years after he left school, Graham would call in to my home with a bottle of Teacher's Scotch. Another well known student in that fabulous class was Gary Pankhurst who starred as Sonny in the TV series Skippy. I kept contact with Graham and enjoyed reading his learned financial musings. I am shocked to think that such a lovely man has been lost to his family and friends at such a young age. Vale Graham!

GeorgeB
November 20, 2024

Sorry to hear the sad news. Condolences to his family and friends.

Julie Schafer
November 20, 2024

A long-term reader of Graham and his fabulous website. I have borrowed heaps of articles here to read through and share with clients - to ensure they were getting factual information. A loss to the industry and of course a much deeper loss to his family and friends. My thoughts go out to all who knew this very special man.

Phil Cocks
November 20, 2024

Sadly missed but a great contributor and a lasting legacy

Miguel Olmos
November 20, 2024

A great loss for the Australian financial industry. It's sad news indeed. My prayers go to Graham's wife Deb and the rest of his family.
Enjoyed his articles and had the opportunity to meet him at one of the investor conferences. Great personality!

Ian
November 20, 2024

A sad day. It will be very hard to replace a man of his knowledge and his integrity. I feel for his family and friends.

Grant Sheldon
November 20, 2024

Graham and his financial and economic insights will be greatly missed. He was also a very keen and tactical soccer player when I came across him during senior football years. Peace and blessings to his family on their loss.

Jeff Woodhart
November 20, 2024

Got to know Graham when he joined us at AMP, early 2000's.
Incredible knowledge of financial markets and a caring and friendly man.
My thoughts are with the Firstlinks team and Graham's family.

David Wilson
November 20, 2024

Graham was a gifted writer who made made reading about financial matters interesting and fun. No mean feat!
He was also versatile. His occasional articles that strayed beyond finance into popular culture and travel were always well received. Who could forget his 2023 piece on visiting Europe 40 years down the track:
https://www.firstlinks.com.au/40-years-european-travel-changed

He leaves a wonderful legacy with Firstlinks and its community of readers.

Geoff R
November 20, 2024

Sad news indeed. RIP Graham. I felt as though I knew you even though it was only through reading your articles. Condolences to family and friends.

Go gently.

John Matthews
November 20, 2024

Farewell Graham. You have left your mark and will live on in our memories. Condolences to Deb and family.

Mike Hall
November 20, 2024

I shall be less, due to Graham's departure

John Cummins
November 20, 2024

Terribly sad. One of the few really knowledgeable people in the industry - with a ton of respect across the board.

Paul Rickard
November 20, 2024

Very sad news. Graham was a unique talent - insightful, corageous and articulate. He will be sorely missed. My thoughts are with his family and friends.

Ptiscilla
November 20, 2024

Thank u Graham for having the vision to start this news letter and for freely sharing your knowledge. Condolences to the family

Jamie Wickham
November 20, 2024

Really sad news. Graham was a wonderful man. Deeply curious, a brilliant writer and someone who was very clear on where he stood on issues he cared about. More often than not, they were issues that impacted investors. He wrote about them with clarity, and in a way that was entertaining and thought provoking. A rare skill. Graham and Firstlinks were wonderful additions to Morningstar, and his legacy lives on in Firstlinks. My thoughts are with his family and friends.

Liam Shorte
November 20, 2024

A beautiful man who I would bump into at conferences and industry events and he would always run strategies or issues past you for a practitioners view. He had the theory but loved knowing the hurdles and tips for implementing strategies in real life. He ability to rewrite my efforts into acceptable articles was always appreciated. Vale Graham Ar dheis de do raibh a anam

Alastair Peattie
November 20, 2024

A real loss and so sad to hear. Up there with the best of the best and always a pleasure to deal with.

June Lyne
November 20, 2024

So very sad to hear this news. Graham wrote so well for those of us learning tough lessons about coming into retirement, running a SMSF and generally being more aware and knowing of our finances and our place as we age in the financial world. He will be very much missed, but what a legacy he leaves. Condolences to Graham's family and work family.

Lakshmi
November 20, 2024

I was in awe of his prodigious knowledge in finance and often wondered how he is able to delve in to so many topics of investment in such depth and write so well. I was hoping he will get better and come back to give us his analysis on all the changes taking place and will take place in coming years in the superannuation industry.

He will be sorely missed but always will be remembered for his generosity and care he gave to the investing community. May his soul rest in peace and may his family find peace and consolation that his suffering has come to an end.

Laird Abernethy
November 20, 2024

Very well said Chris. The most striking memory of Graham I have from CFS days was his independence of thought. This obviously carried over seamlessly into Cuffelinks/Firstlinks. Whilst he didn’t suffer fools (or poor grammar), he was always a gentleman and very much a man of substance. Vale Graham.

David Bassanese
November 20, 2024

A doyen of the local industry and sad to hear of his all too-early passing. He was a very professional and forthright person in my experience who cared deeply about truth and value for investors over an above protecting the entrenched interests of investment professionals - even if some of the latter were his friends. Also full respect in the way he confronted his illness head on and shared his fight with others. My thoughts with this family at this challenging time.

Justin Hockley
November 20, 2024

Travel safe, Graham

Annika Bradley
November 20, 2024

This is such sad news - Graham has left us too soon. He was such a supportive and encouraging colleague and I still had much to learn from his wonderful writing and thinking. My thoughts are with his family and friends.

Alan
November 20, 2024

Condolences to his family for his family at Firstlinks.

Matt Thompson
November 20, 2024

Very sad news. Beautiful tributes for an extraordinary person. Simply, “Thank you Graham”. My condolences to Graham’s family.

Steve Martin
November 20, 2024

I offer my condolences to Graham's family and friends. He enriched my life in two ways. The Newsletter was an incredibly useful educational medium that helped me enormously as I embarked from working life to retirement. On one occasion I submitted a contribution on things of interest to me. I will always be grateful for the kind and generous way Graham responded to my contribution. Without knowing him personally I will remember him as a true gentleman with a kind and generous heart. We are less for his passing. May God bless him and bring him to everlasting life.

Leonard Yong
November 20, 2024

Vale Graham. He taught many people about the Money Markets and the Foreign Exchange Markets; and he was an expert on these markets. Graham, thank you so much for imparting your skills and expertise to many people. I know this as I had worked with Graham when he was at the State Bank of NSW. Rest in Peace, Graham.

Shiraz
November 20, 2024



So So Sad, Graham, RIP and my thoughts to your dear family

Wellington Silva
November 20, 2024

This is such hard news to take in. I was lucky enough to work with Graham and have some great conversations with him. His calm and polite way of speaking was something I really admired. During one of our chats, he told me about the books he’d written, especially Beyond Lucas Heights. He mentioned it was nearly impossible to find a copy these days, but a few days later, he surprised me by gifting me his own copy from his personal collection. I was so touched and felt incredibly lucky. I asked him to sign it, and he kindly did.

A few months ago, I ran into him at the office, and we had a quick chat. He gave me an update on how he was doing and his cancer battle.

I’ve felt emotional a few times today since hearing this sad news. Graham will always hold a special place in my memory. My deepest condolences to his family.

Nicolas BENDELI
November 20, 2024

Very sad day. I followed CUFFELINKS/Firstlink for years and dramatically increased my financial acumen due to Graham's editorship. I miss his articles and editorials. Graham you were an erudite gentleman with wit and humour. Condolences to the family.

John Leske
November 20, 2024

Such terribly sad news.

Graham was a lovely person who made the world a better place.

Ward Hack
November 20, 2024

Vale Graham, you will be remembered by all who met you through your writings over the years. Your courage and how you explained the onset of your illness is a shining example to us all.

Carden Calder
November 20, 2024

Graham leaves a uniquely shaped missing piece of the investment and financial services jigsaw. That piece made sense of the whole picture, connecting disparate disciplines and expertise, making meaning of the whole puzzle for our industry and for investors. One of the most self-effacing and thoughtful editors I’ve met, Graham quietly, humbly worked hard to make Cuffe Links and then First Links contributors and their support crew produce better content and be more useful to us all. Thank you Graham. Deeply missed.

The Honner Team
November 20, 2024

A very sad day. Graham's passing is a great loss to his family, his friends - and our industry. Many of the team at Honner have known Graham for years and he, and his probing questions and thoughtful writing, will be missed. He was a gentleman to work with and his insights were a pillar of financial services publishing and industry education. He has inspired and informed so many people over the years - Vale Graham. Our thoughts are with you and your family and the Firstlinks team.

Vishal Teckchandani
November 20, 2024

I am deeply saddened by Graham's passing.

I had the privilege of getting to know Graham during my time at nabtrade, and his brilliance as an investment writer continues to inspire me daily.

Graham was a true role model for investment writers and journalists—a man of unwavering integrity, a generous teacher, and someone always willing to share his expertise to improve outcomes for all Australian investors.

Vale, Graham. It was an honour to have known you.

CRAIG JAMES
November 20, 2024

Sad news. Condolences to Graham’s friends, family and colleagues. Graham was sharp as a tack, he had great intellect and tremendous integrity. He taught me so much, something I clearly share with so many others.

Paul Fasullo
November 20, 2024

So sad to hear about Graham's passing. We shared many football stories at State Bank when I was the manager of the soccer team in the Domain competition which we won. Vale Graham and thank you for many years of friendship.

Trevor Cook
November 20, 2024

Very sad news for a man so young. He and Chris have built a wonderful legacy to finance-minded people through Cuffelinks cum Firstlinks. Tell it like it is without sugar coating is a wonderful mantra.

Ross Laidlaw
November 20, 2024

Very sad to read this news, taken much too young. Graham leaves a wonderful legacy with the development of Cuffelinks and Firstlinks a wonderful contribution to the financial services industry.

Chris Stevens
November 20, 2024

Smart, witty, funny and sincere. Graham commented to me earlier in the year that he was surprised and somewhat overwhelmed by how many people reached out to him after the article he wrote advising of his brain cancer. “I didn’t realise there were this many people who cared about me” he said. Graham had a positive impact on many people’s lives. He will be truly missed. Sincere condolences to Deb and family.

Sarah
November 20, 2024

Graham, I never knew you personally but alway enjoyed reading your articles which were written with truth and honesty.

My deepest condolences to his family.

Dr David Arelette
November 20, 2024

There will be a rush in Heaven tonight - Graham will be booked to speak for the next Millennia at least and the facts he can check from J P Morgan's attributed sayings to the true cost of Emperor Hadrian's wall. Every month we open Firstlinks we will see his legacy.

Warren Bird
November 20, 2024

Such sad news.

My first comment isn't about Graham's finance or investment work, which is how I knew him, but from his novel writing. After he wrote "Beyond Lucas's Heights", Graham came to my wife's book club to discuss it. They were thrilled to have a real author sharing insights with them and he got some robust feedback. It was a fun evening that those who attended have never forgotten.

Graham was a great colleague over many years at Colonial First State. It was a pleasure to contribute to his amazing project "Cuffelinks" as a writer and Ill miss him as a friend.

Peter
November 20, 2024

This is very sad news. My deepest condolences to his family and his other family at Firstlinks.

I have been fortunate enough to read many of Graham's acticles and will miss the knowledge and wisdom that they conveyed. The world has lost a great person.

Lee
November 20, 2024

Very sad news. Thankyou Chris, James and Mark for sharing your beautiful tributes. I can't imagine how emotional putting those words on paper must have been.
My thoughts to Graham's family, friends and colleagues.

Ken Jackson
November 20, 2024

Sad news. Like many others I only knew Graham through his writings. Any article from him would always be at the top of my list for reading. Peace to his family. RIP Graham.

Robert Barnes
November 20, 2024

Such awful sad news. Graham really was one of the nicest people around. It was always such a pleasure to catch up with him. Graham was also one of the best finance writers in Australia, and was rightfully proud of developing such a smart community at Firstlinks. My deepest condolences to Graham's family.

Chris Galloway
November 20, 2024

A very sad day for all of us who knew Graham. Such was the power of his editorial excellence that his influence and impact has been felt far beyond those of us fortunate to have interacted directly with him. His integrity and impartiality set the standard for quality financial journalism, his work ethic, drive and determination were second to none, and his optimism, warmth and humour were infectious. We will be careful custodians of his legacy at Firstlinks.

Above all, he was a devoted family man, and that mattered more to him than anything. Our thoughts are with his family.

Kaye Fallick
November 20, 2024

So very very sad to learn of the loss of Graham - he was all of the above as well as a great friend in business, after a chance meeting at a Budget Lockup when neithre of us could get our passes to work. A truly lovely man and a staunchly professional journalist and writer.

Ken Louden
November 20, 2024

RIP Graham

Alex Denham
November 20, 2024

Very sad to hear this. I have huge respect for Graham who was a great supporter of me when I was a regular contributor to Cuffe/Firstlinks. He was also very patient and understanding of my frequent missing of deadlines! My sincere condolences to Graham's family and to all his colleagues at FirstLinks.

Matt
November 20, 2024

Very sad news. And far too young for such a wonderful person. Condolences to Graham’s family.

Rod in Oz
November 20, 2024

Gee, that's a shock... I only knew him through this newsletter, but liked him a lot.
Don't know what to say except blessings to his Spirit and best to his wife and family.

Peter G
November 20, 2024

Amen to Rod's comment.

Mauzy
November 20, 2024

Likewise l knew Graham from his Firstlinks newsletter.Blessings to his Spirit and love and support to his family

Silvana Eccles
November 20, 2024

Although it has been some years since I had direct dealings with Graham, his passing comes as a shock. He was a true gentleman in the financial services industry and someone I deeply respected.

ROMANO SALA TENNA
November 20, 2024

Saddened at the news of the passing of Graham. Commiserations to his family and many friends. A true man of integrity, wisdom and humility.
God Bless

Charles
November 20, 2024

Graham was a pioneer and an innovator in the industry. As a financial adviser, our team all enjoyed reading the newsletter each week, and have gained an enormous amount from this over the years. I was sad to read this post as we all feel Graham was a part of our business in how he helped and influenced us over the years. Our thoughts are with his family and close friends at this difficult time

Hans Kunnen
November 20, 2024

That is sad news. My deepest condolences to Graham’s family. I shall mourn their loss along with the many friends we shared. Graham was champion for finance, football and clear writing. Our family has been the beneficiary of his financial acumen, for which we are most grateful. His book ‘Naked Among Cannibals’ was a classic and driving past Lucas Heights always brought a smile to my face. Vale Graham and thank you for many years of friendship.

Warren Bird
November 20, 2024

Yes, his football passion always shone. Had Man U in his number plate.

Steve Griffiths
November 20, 2024

Devastated to hear this.
I've read Grahams words and followed his recent edits relating to his situation and how it made him think a little differently about things. As we all age I guess we all need to heed the words of those that are where we are going.
To the team I can't imagine how you must be feeling,
Acceptance is a strength, Graham was special.

Emma Cullen-Ward
November 20, 2024

Thank you Chris, Mark and James. Beautiful tributes that capture just how special Graham was. He had the energy, smarts, curiosity, patience, integrity and generosity of 100+ men. A brilliant editor and thinker who never compromised on what he knew would help and support his readers. He was the real deal.
Thinking of Deborah and all his family and friends who loved and respected him.

Allan Cross
November 20, 2024

Cancer takes another far too young. So much talent and vision he was kind enough to share with us all now lost. R.I.P. Graham and condolences to his family.

Helen
November 20, 2024

RIP Graham and sincere condolences to the family.
Surely miss very much his contributions to us investors. Thank you for your guidance.

Diane OFlaherty
November 20, 2024

And from me too. It just won't be the same without you. I learned so much in my financial journey from your pen. Diane

Richard Orr
November 20, 2024

Along with many, I have followed Graham each week religiously.
I found his knowledge and insight without peer in all aspects of Superannuation and Funds management.
Graham touched all of us, when he announced he had been diagnosed with Brain Cancer (is it a year ago?)
Exuding confidence, it was almost as though he just ignored it and got on with his passion-FirstLinks
He is sorely missed and my heartfelt condolences go out to his wife Deb and family

Harold Mattner
November 20, 2024

Graham was the first editor that ever made a comment about my comments, it was such a surprise to see and treasured. I have always held great admiration and affection for him, even though we have never met. So it is with great sadness to hear of his passing, a great blessing to the financial community. All the best to all of you still part of the newsletter as you seek to retain this “personable ness” and “content relevance and usefulness” of the newsletter.

Shane Oliver
November 20, 2024

Really sad news to hear that Graham has lost his battle with cancer. He was a great communicator and did a fantastic job building Cuffelinks/Firstlinks. And he was a great guy. I will miss him. And my thoughts are with his family, friends and those who worked closely with him.

Pete Latham
November 20, 2024

My first reaction was "Oh No !
And then I thought, what can I write that is sufficiently significant ? And then I thought.. its already been done !
An extract from the song 'To Sir with Love'
Sincere Condolences
ooooooo
"The time has come
For closing books and long last looks must end
And as I leave
I know that I am leaving my best friend

A friend who taught me right from wrong
And weak from strong, that's a lot to learn
What, what can I give you in return?

If you wanted the moon
I would try to make a start
But I would rather you let me give my heart
To sir with love"

Brian Bissaker
November 20, 2024

What a sad day! Graham was such an important part of the CFS team. He used his finance skills across a range of areas from funding, through to boutique alliances and as an ideas man for products. He was an integral part of the executive team and we will all miss his humour, wit and friendship. Vale Graham.

Warren Bird
November 20, 2024

He was indeed versatile, Brian.

Nigel Stewart
November 20, 2024

I am very sad to learn of the news and send my condolences to all the family.
Graham was an outstanding person and brought a common sense approach to wealth management and investing by demystifying complexity with simple mundane language .

Paul
November 20, 2024

I only knew Graham through his writings on Firstlinks but what a legacy he has left behind. His family should know that he will be missed and that many, me included, are very grateful for his wise words.

Damien Hatfield
November 20, 2024

Geez Graham, I had no idea. I'm so sorry to hear this. 66 years young. I remember those days back at the State Bank and then CFS. You were one of the gentlemen of the industry. So sorry.

Paul B
November 20, 2024

Very sad news, I have tears in my eyes as I write this. Such lovely tributes Gentlemen, thank you so much. My heartfelt condolences to the Hand Family - you are part of our Firstlinks family as well.

Michael Williams
November 20, 2024

Graham loved his soccer and was part of Alive & Kicking a group of young men over 60s who would get together each Monday and Thursday at Northbridge Oval in Sydney and play soccer for up to 3 hours with a number of intervals for drinks. Sometimes we would get up to 60 on particular days.

We had 3 teams (60,65 & 70s) in the recent Gold Coast Masters Games which he played 2 years ago, and I remember he scored a cracker long range goal in one of his games. He was a good midfield player with good vision and a deft touch.

Similar to his business acumen.

All the boys pass on their best to the family.

Patricia Cross, AM
November 20, 2024

Deepest condolences to the family and the team at Firstlinks. A wonderful contributor to the superannuation industry, Graham will leave a major legacy.

ashley owen
November 20, 2024

Graham was a true visionary, a determined little terrier, and a great friend to me since we argued about drafts for the early editions of Cuffelinks. Thanks to his endless energy and passion, his initial visionary idea turned into the tremendous success Firstlinks is today. His cancer diagnosis came out of the blue late last year, but he was always stoic, determined and still full of ideas about a host of different topics as we walked the back streets of Milsons Point on his regular exercise walks. When we talked just a month ago, he was bubbling with chatter about mechanical details to do with setting up equipment for his care at home. He never gave up his zest for life nor his quest for knowledge. He did not go gentle into that good night, . . .he raged against the dying of the light. But he is now at peace. He will be sorely missed. ao

eric
November 20, 2024

very sad news and a great loss to us all. a man of openness and honesty in his perceptiveness, who helped many incl me to manage thru many issues and hurdles and enjoy it on the way! his missives on his illness were an eye-opener... i will miss his accomplished words and ideas. thanks Graham.

Satisfied
November 20, 2024

I naively thought Graham was holding his own against cancer. How incredibly sad to hear the news that he only kept it at bay for a relatively short period. I have very much enjoyed Cuffelinks and now Firstlinks for many years and Graham helped significantly to make the newsletter the thoroughly enjoyable read (and also forum) that it has become. Rest in peace Graham. You are sorely missed.

Len Wiliams
November 21, 2024

Len W.

Well said "Satisfied", my sentiments entirely.
Condolences to Graham's family.

Vic
November 20, 2024

... and I said to the child "see that cloud.
.. that is my spirit".
From time to time the child looks at the sky and thinks.
Ah I can see Graham's cloud.

John Abernethy
November 20, 2024

No greater tribute can I give to Graham other than to acknowledge both his conception and his development of the truly important FirstLinks online newsletter.

The ( his) community, which I feel honoured to have joined, will want FirstLinks to endure for many years into the future.

That will be Graham’s enduring legacy.

My heart felt condolences to his family.



Shani Jayamanne
November 20, 2024

Vale Graham. A wonderful colleague who we were privileged to work alongside. Graham had the uncanny ability to always see and empathise with both sides of the story - a rare trait in our profession. We will miss the guidance, endless dry humour and Sydney FC propaganda. Thinking of Debbie and his daughters today.

Sarah Byrnes
November 20, 2024

I never knew Graham personally but always read his articles to gain a glimpse of his impassioned observations and sage advice and wisdom about this fickle world of finance.
My thoughts are with his family at this very sad time.

John S.
November 20, 2024

My thoughts exactly.

John Simkiss

Jim Daly
November 20, 2024

What a guy! Graham and Firstlinks helped me deeply value superannuation. so important for people like me. an actor, where we live with constant uncertainty.

Campbell Dawson
November 20, 2024

That is very sad. First him at AMP in 2000 and have had numerous conversations since then. A man with great integrity

Aussie HIFIRE
November 20, 2024

Very sorry to hear. My thoughts are with his family.

Louise Marcroft
November 20, 2024

Very sad news and my heart is heavy. He was a wonderful friend, a great economist and just a generally nice guy. My thoughts are with Debbie and his family, and with all his friends and colleagues at Firstlinks.

Richard Mews
November 20, 2024

Very Sad , an excellent writer , attractive personality , a very good understanding of the matter at hand. Best Wishes to his family.

Scott hawker.
November 20, 2024

A good man, too soon.
Thoughts to all.

Michael Sandy
November 20, 2024

So sorry to hear this news.
Graham was a true Australian.

Patrick Bennett
November 20, 2024

This is so sad. Graham was a great guy with a wealth of knowledge he was always willing to share. My deepest condolences to his family.

Frank Casarotti
November 20, 2024

Well said Cuffee - very sad day.

Michal Bodi
November 20, 2024

Sad to read this. My thoughts are with the friends and family.
What a wonderful legacy.

Matt Froggatt
November 20, 2024

This is such incredibly sad news. I always admired and liked Graham based on my dealings with him at Morningstar and this respect only grew watching the way he carried himself over the last 12 months since the diagnosis. He was a really great man, who will be sorely missed by everyone who knew him. Sending love to his family and friends

Mart
November 20, 2024

Oh no. This is horrible. James nails it for me .... I felt like I knew Graham. I didn't of course but his writing made you feel like you did. A rare gift. My sincere condolences to Deb and family. Could I please politely request that, at an appropriate moment, someone at Firstlinks sets up a memorial donation opportunity for something dear to Graham / Deb that us readers may contribute to ? I'd really value the chance to commemorate a terrific bloke (and it seems appropriate that it should be a financial donation!) ... vale Graham, and thank you

Gerardo Frascaroli
November 20, 2024

I have started reading Graham at the very beginning of Firstlinks, really long time ago and I have continued until the last article he wrote. He has somehow helped my financial knowledge growth and it seems a person of wisdom and compassion. I am very sorry for the family to whom I offer all my deepest and sincere condolences

Alan MacDonald
November 20, 2024

Very sad news indeed :-(

My thoughts are with his family and those of you at Firstlinks.

Emma Davidson
November 20, 2024

Oh what sad news. Thank you Graham for giving Miles and I the chance to write for you and for showing us your great editorial skills along the way. You have built something that will outlast you and that is something very special. I wish you and your family peace.

 

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