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The growing debt burden of retiring Australians Four best-ever charts for every adviser and investor LICs vs ETFs – which perform best?Family trusts: Are they still worth it?13 ways to save money on your tax - legally

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Home / Author: Graham Hand

Graham Hand

Ten funding models for nonprofits

* Nonprofit organisations need clear and succinct conversations about their long- term funding strategies. This article provides 10 funding models to consider.

Graham Hand
14 April 2013

Consider a LIC before you bite into equities

When the opportunity comes along to buy one of the long-established LICs at a good discount, it's the nearest thing to a free lunch the equity markets will give to a long-term investor.

Graham Hand
10 April 2013
3

Australian spending habits

* ASIC's Money Smart website shows what Australian households spend their money on. Expenditure averages $69,166 a year.

Graham Hand
9 April 2013

Sydney most expensive for a 'cheap date'

* Deutsche Bank issues a semi-annual 'cheap date' index, and the world's two most expensive cities are Sydney and Melbourne.

Graham Hand
9 April 2013

Minister's speeches and announcements

* Major announcements and speeches by the Minister in charge of superannuation, Bill Shorten, can be accessed on his website.

Graham Hand
8 April 2013

Government caps tax exemption on pension earnings

Here's the full Media Release of today's changes to superannuation, including capping the tax-free earnings from assets supporting a pension at $100,000 a year. The reforms will affect individuals with more than $2 million in super assets, or about 16,000 people in 2014-15. A concessional tax rate of 15 per cent will apply to earnings above $100,000.

Graham Hand
5 April 2013
6

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Latest Updates

Retirement

Why it’s time to ditch the retirement journey

Retirement isn’t a clean financial arc. Income shocks, health costs and family pressures hit at random, exposing the limits of age-based planning and the myth of a predictable “retirement journey".

Kaye Fallick
19 November 2025
15

Financial planning

How much does it really cost to raise a child?

With fertility rates at a record low, many say young people aren’t having kids because they’re too expensive. Turns out, it’s not that simple and there are likely other factors at play.

Ben Phillips
19 November 2025
1

Exchange traded products

Passive ETF investors may be in for a rude shock

Passive ETFs have become wildly popular just as markets, especially the US, reach extreme valuations. For long-term investors, these ETFs make sense, though if you're investing in them to chase performance, look out below.

Greg Canavan
19 November 2025
6

Bank reporting season scorecard November 2025

The Big Four banks shrugged off doomsayers with their recent results, posting low loan losses, solid margins, and rising dividends. It underscores their resilience, but lofty valuations mean it’s time to be selective.

Hugh Dive
19 November 2025
1

Investment strategies

The real winners from the AI rush

AI is booming, but like the 19th-century gold rush, the real profits may go to those supplying the tools and energy, not the companies at the centre of the rush.

Brad Livingstone-Foggo
19 November 2025
1

Economy

Why economic forecasts are rarely right (but we still need them)

Economic experts, including the RBA, get plenty of forecasts wrong, but that doesn't make such forecasts worthless. The key isn't to predict perfectly – it's to understand the range of possibilities and plan accordingly.

Jackson Hrbek
19 November 2025
2

Strategy

13 reflections on wealth and philanthropy

Wealth keeps growing, yet few ask “how much is enough?” or what their kids truly need. After 23 years in philanthropy, I’ve seen how unexamined wealth can limit impact, and why Australia needs a stronger giving culture.

Peter Winneke
19 November 2025
3

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