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Graham Hand

Ten funding models for nonprofits

* Nonprofit organisations need clear and succinct conversations about their long- term funding strategies. This article provides 10 funding models to consider.

Consider a LIC before you bite into equities

When the opportunity comes along to buy one of the long-established LICs at a good discount, it's the nearest thing to a free lunch the equity markets will give to a long-term investor.

Australian spending habits

* ASIC's Money Smart website shows what Australian households spend their money on. Expenditure averages $69,166 a year.

Sydney most expensive for a 'cheap date'

* Deutsche Bank issues a semi-annual 'cheap date' index, and the world's two most expensive cities are Sydney and Melbourne.

Minister's speeches and announcements

* Major announcements and speeches by the Minister in charge of superannuation, Bill Shorten, can be accessed on his website.

Government caps tax exemption on pension earnings

Here's the full Media Release of today's changes to superannuation, including capping the tax-free earnings from assets supporting a pension at $100,000 a year. The reforms will affect individuals with more than $2 million in super assets, or about 16,000 people in 2014-15. A concessional tax rate of 15 per cent will apply to earnings above $100,000.

Latest Updates

Economy

Get set for a bumpy 2026

At this time last year, I forecast that 2025 would likely be a positive year given strong economic prospects and disinflation. The outlook for this year is less clear cut and here is what investors should do.

Investment strategies

History says US market outperformance versus Australia will turn

Much has been made of how US markets, especially the NASDAQ, have significantly outperformed the ASX over the past two decades. History suggests the pendulum will swing back once again in Australia's favour.

Investment strategies

Announcing the X-Factor for 2025

What is the X-Factor - the largely unexpected influence that wasn’t thought about when the year began but came from left field to have powerful effects on investment returns - for 2025? It's time to select the winner.

Economy

The illusion of progress

What is progress? Is it GDP growth? Increasing wealth? New and improving technology? This argues that our measure of progress has become warped, and we're heading backwards rather than forwards.

Strategy

Our favourite summer reads

Summer is a great time to catch up on a good book. Here is a list of books on leadership, investing, and well-being for those looking to learn, reflect, and gain inspiration over the holiday season.

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