22 February 2025

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Retirement is a risky business for most people The perfect portfolio for the next decade UniSuper’s boss flags a potential correction ahead The challenges with building a dividend portfolio How much do you need to retire?

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Home / 480

Edition: 480

1-8 out of 8 results.

Welcome to Firstlinks Edition 480 with weekend update

20 October 2022
23

The vast majority of investors have lost money in 2022, even in conservative assets. Residential property is falling, equities are well down and bond losses are surprisingly high. It's difficult to take on new risks in the face of negative returns on nearly all assets, but at some point, investors need to commit to growth assets again.

10 lessons Cressida Campbell taught me about art

Graham Hand
19 October 2022
12

Cressida Campbell's blockbuster exhibition is now on at the National Gallery of Australia, and her woodblocks can sell for over $500,000. What has 25 years of watching and collecting her taught me?

Meg on SMSFs: when should I get rid of my SMSF?

Meg Heffron
19 October 2022
22

Most people will face the decision whether to close their SMSF due to downsides of multiple generations in the same SMSF, tax reasons to move money from super and after the death of a more active member.

Bigger fall, bigger bounce: small caps into and out of recessions

Andrew Mitchell
19 October 2022
4

Smaller listed companies tend to fall first and furthest when an economic downturn hits but they recover the strongest. Here are three reasons why small caps may see strong returns after the recovery takes hold.

Five steps to ease retirement stress and FORO

Ben Hillier
19 October 2022
7

FORO, or the Fear Of Running Out, is increasing due to higher costs. Most people are not willing to compromise on retirement plans, so they expect to work for longer. Here are additional steps to consider.

After-tax returns and the value of franking credits

Stuart Cartledge
19 October 2022
8

The market often does not fully recognise the value of franking credits held in some companies, and investors should know the after-tax returns achieved on their investments for more accurate view of returns.

Why it's better to be too early than too late

Tom Stevenson
19 October 2022
3

We are at a moment in the cycle for both bonds and stocks where investors are afraid to commit in case prices fall further, but they will not care about buying 200 points too soon when the market is 500 points higher.

Why we believe bonds are now beautiful

Chris Siniakov
19 October 2022
4

Investors often overlook the extent to which expected increases in cash rates are already built into longer-term rates. Bonds may be attractive even as cash rates rise if the market is assuming too much tightening.

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Retirement is a risky business for most people

While encouraging people to draw down on their accumulated wealth in retirement might be good public policy, several million retirees disagree because they are purposefully conserving that capital. It’s time for a different approach.

Jon Kalkman
29 January 2025

The perfect portfolio for the next decade

This examines the performance of key asset classes and sub-sectors in 2024 and over longer timeframes, and the lessons that can be drawn for constructing an investment portfolio for the next decade.

James Gruber
15 January 2025

UniSuper’s boss flags a potential correction ahead

The CIO of Australia’s fourth largest super fund by assets, John Pearce, suggests the odds favour a flat year for markets, with the possibility of a correction of 10% or more. However, he’ll use any dip as a buying opportunity.

James Gruber
19 February 2025

The challenges with building a dividend portfolio

Getting regular, growing income from stocks is tougher with the dividend yield on the ASX nearing 25-year lows. Here are some conventional and not-so-conventional ideas for investors wanting to build a dividend portfolio.

James Gruber
22 January 2025

How much do you need to retire?

Australians are used to hearing dire warnings that they don't have enough saved for a comfortable retirement. Yet most people need to save a lot less than you might think — as long as they meet an important condition.

Brendan Coates, Joey Moloney
22 January 2025

Welcome to Firstlinks Edition 594 with weekend update

It’s well documented that many retirees draw down the minimum amount required and die with much of their super balances untouched. This explores the reasons why and some potential solutions to address the issue.

16 January 2025

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