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Edition: 95

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Edition 95

  • 6 February 2015

Link between retirement spending and investment strategy, getting a better cash rate from the bank, SMSF's anti-detriment payments, advantages of being a small investor, and the rise of peer to peer lending.

Retirement spending: set the bar lower

Lower spending strategies and the right investment options are crucial to giving superannuation members the best chance of making their super last for an average 25 year retirement.

The terms they are a-changin’

Despite rates of only 2-3%, term deposits and cash accounts are still the mainstay of most personal investment and SMSF portfolios. Next time you receive that renewal letter, stop and think about your options.

Tax paid by your SMSF can be returned to your dependants

How would you like the tax paid by your SMSF to be returned to your dependants upon your death? In some cases, an anti-detriment payment can make it possible.

Can small be beautiful in super?

Are there investment opportunities out there that only small funds can capitalise on? Being small has some advantages over larger funds which can be used to stand out in an overcrowded industry.

A beginner’s guide to peer to peer lending

Advances in technology have allowed peer to peer lending to thrive, offering credit to more potential borrowers at lower interest rates than those offered by banks. How does it work and will it last?

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Is Gen X ready for retirement?

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The 2025 Australian Federal election – implications for investors

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Finding the best income-yielding assets

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