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Home / Author: Graham Hand

Graham Hand

Howard Marks on expert opinions as a coin toss

The memo from Howard Marks titled 'Expert Opinion' explains how forecasting is more art than science, and we give too much weight to many expert opinions which are little more than a 50-50 guess.

Your best reads of 2016

It will soon be the time of year when people turn their mind to some casual reading and enjoy a quiet moment. Tell us the best book you read in 2016. It could be an oldie or a newie, but let's get a reading list going.

Seniors tax and moving money outside super

Given the proportion of people over 65 paying income tax has halved in the last 20 years, the structure of seniors tax may be next for reform. Should money be left inside or outside super for those who can access it?

Startups, innovation and the Australia-Israel bridge

The number one requirement for a successful startup is resilience in the face of adversity. What lessons can Australian innovators learn from early-stage Israeli ventures, and what are the chances of success?

Superannuation reforms now legislated

Many people have been saying they will only focus on the superannuation changes once they are legislated. That has now happened, and 1 July 2017 will come quickly.

Best ideas from David Prescott, Peter Cooper, Madeleine Beaumont, Patrick Hodgens

Highlights from Lanyon Asset Management, Cooper Investors, BlackRock Asset Management and Macquarie Investment Management.

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Retirement

The retirement scorecard: how many of these questions can you answer?

From the maths of retirement, estimating spending and picking the right asset allocation to survive a poor decade, here are the questions every retiree – current or future – should be able to answer for themselves.

2026 is not 1999

The US market looks eerily similar to the dot-com era with soaring AI spending and tech giants dominating returns. But one difference separates today’s boom from the dot-com bubble and it could determine what happens next.

Planning

Taxing time for trusts

Trusts are facing a shake-up, but an overhaul may not be necessary. Families can explore restructuring strategies that preserve succession and the asset protection benefits that have made these structures valuable.

Economy

Why the US economy is stronger than you might think

War, inflation and higher rates were expected to derail America. But has the market got it wrong? Three forces are driving the economy beyond expectations, revealing implications for stock prices and portfolio positioning.

Gold

How much trust is in your portfolio?

Everyone talks about diversifying assets. Far fewer think about diversifying trust. As inflation, debt and market assumptions collide, the question is whether portfolios need greater protection from unexpected outcomes.

Retirement

Retirement in reality - 7 months in

Seven months into retirement, I'm still uncovering surprises. This month was spent reflecting on the slow pace of health change, the myth of neatly scheduled part-time work and the unexpected persistence of retirement guilt.

The new geography of technology leadership

The next chapter of technology may not belong to the companies or business models many expect. As the landscape shifts, some opportunities are emerging in places that remain surprisingly overlooked by global markets.

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