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22 January 2025
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Dominant news sources, negative gearing and wealth creation, protecting digital information, adapting to fintech, bank capital requirements, SuperStream and Hamish Douglass on successful investing.
A survey of the financial news viewing habits of senior finance professionals shows online sources are the most popular, especially trade publications. Mainstream media has been sidelined as a principal source.
The majority of Australians using negative gearing earn less than $80,000 a year, and it's part of a long term wealth creation strategy that should be encouraged, especially with such uncertainty about pensions and super.
A cautionary tale to remind us that the authentic-looking email from that authentic company we deal with may not be friendly at all. This is what a ransomware virus can do after a moment's lack of care.
Fintechs are often viewed as disruptive to traditional financial services businesses, but in reality they present great opportunities for savvy organisations, especially within wealth and asset management.
The implications for hybrids, bank margins and bank fees from the increase in the risk-weighting of residential mortgages and learning our banks are not top quartile among the capital levels of global banks.
For small employers (19 or fewer employees), 1 July 2015 marked the start of SuperStream. Although you have until 30 June 2016 to make the change, you should start preparing now.
Video: Bill Gross on what makes startups successful. No 1 is timing.
A common belief in the SMSF world is that investors don’t have anything like enough overseas exposure, but Graham Hand has investigated the issue and found that the supposed 0.5 per cent offshore weighting of Australian SMSFs is a dramatic understatement.
Last year, I wrote an article suggesting returns from ASX stocks would trample those from housing over the next decade. One year later, this is an update on how that forecast is going and what's changed since.
The housing market was subdued in 2024, and pessimism abounds as we start the new year. 2025 is likely to be a tale of two halves, with interest rate cuts fuelling a resurgence in buyer demand in the second half of the year.
This examines the performance of key asset classes and sub-sectors in 2024 and over longer timeframes, and the lessons that can be drawn for constructing an investment portfolio for the next decade.
The renowned investor has penned his first investor letter for 2025 and it’s a ripper. He runs through what bubbles are, which ones he’s experienced, and whether today’s markets qualify as the third major bubble of this century.
Key lessons include expensive stocks can always get more expensive, Bitcoin is our tulip mania, follow the smart money, the young are coming with pitchforks on housing, and the importance of staying invested.
Check out the most-read Firstlinks articles from 2024. From '16 ASX stocks to buy and hold forever', to 'The best strategy to build income for life', and 'Where baby boomer wealth will end up', there's something for all.