22 February 2025

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Retirement is a risky business for most people The perfect portfolio for the next decade UniSuper’s boss flags a potential correction ahead The challenges with building a dividend portfolio How much do you need to retire?

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Home / 505

Edition: 505

1-8 out of 8 results.

Welcome to Firstlinks Edition 505 with weekend update

20 April 2023
15

The Reserve Bank faces the biggest changes in its structure for decades, and here are the details. Plus fund managers play a role in managing the expectations of their clients by discouraging investors from responding to short-term noise and their natural behavioural tendencies. It's an awkward position when fund managers can perform only as well as their worst investors allow them to.

ASIC's yin and yang design rules need a rebalance

Graham Hand
19 April 2023
13

In designing rules to protect investors, ASIC prevents reinvestment in products some people have held for years, even when investors qualify as 'wholesale'. How can ASIC change the rules to correct the imbalance?

Meg on SMSFs: Total Super Balance quirks unpacked

Meg Heffron
19 April 2023
25

The Total Superannuation Balance (TSB) may sound self explanatory but many people with large super balances are about to care far more about exactly what goes into a TSB. And there are some quirks to understand.

Passive investing has risks too

Shane Woldendorp
19 April 2023
2

Last year was rough for investors, especially where equity and bond portfolios were not as diversified as they thought. Spreading the risk sounds simple but watch that funds are not all doing the same thing.

Can the battling Aussie dollar find a friend?

Andrew Canobi
19 April 2023
1

The Aussie dollar hit 80 US cents in late 2020 but has generally been in the 65-70 cents range for the last year. The exchange rate has a major impact on returns from unhedged offshore investments, so what's the outlook?

Private debt returns rise with inflation and less risk than equities

Andrew Lockhart
19 April 2023
1

As the global economy slows, private debt can be an attractive option for income investors. It provides reduced capital volatility and reliable income, as well as risk-adjusted returns that are linked to inflation.

Five reasons fund managers don't talk about skill

Joe Wiggins
19 April 2023
1

Active funds cost more than passive because the investor is paying for the skill of the manager, so why are fund managers reticent to describe their skill rather than their outcomes. Here are five reasons.

Focus on death taxes, resource taxes and negative gearing

Peter Martin
19 April 2023
48

Asked to choose the fairest ways to raise billions, half of the surveyed economists backed introducing inheritance taxes, while one-third chose both winding back super tax concessions and increased resource taxes.

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Most viewed in recent weeks

Retirement is a risky business for most people

While encouraging people to draw down on their accumulated wealth in retirement might be good public policy, several million retirees disagree because they are purposefully conserving that capital. It’s time for a different approach.

Jon Kalkman
29 January 2025

The perfect portfolio for the next decade

This examines the performance of key asset classes and sub-sectors in 2024 and over longer timeframes, and the lessons that can be drawn for constructing an investment portfolio for the next decade.

James Gruber
15 January 2025

UniSuper’s boss flags a potential correction ahead

The CIO of Australia’s fourth largest super fund by assets, John Pearce, suggests the odds favour a flat year for markets, with the possibility of a correction of 10% or more. However, he’ll use any dip as a buying opportunity.

James Gruber
19 February 2025

The challenges with building a dividend portfolio

Getting regular, growing income from stocks is tougher with the dividend yield on the ASX nearing 25-year lows. Here are some conventional and not-so-conventional ideas for investors wanting to build a dividend portfolio.

James Gruber
22 January 2025

How much do you need to retire?

Australians are used to hearing dire warnings that they don't have enough saved for a comfortable retirement. Yet most people need to save a lot less than you might think — as long as they meet an important condition.

Brendan Coates, Joey Moloney
22 January 2025

Welcome to Firstlinks Edition 594 with weekend update

It’s well documented that many retirees draw down the minimum amount required and die with much of their super balances untouched. This explores the reasons why and some potential solutions to address the issue.

16 January 2025

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