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Edition: 56

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Edition 56

  • 4 April 2014

Returning to surplus, squiggly lines and markets, the need for specialist disability advice, keeping your SMSF safe from the taxman while overseas, how debt agreements work, and a Q&A on super caps for 65+.

Living within one’s means

Australia in 2014 is the lowest taxed nation in the developed world. Facing ten years of budget deficits, is the Abbott Government unwilling to raise tax rates, or will Joe Hockey make us share the pain come budget time?

Squiggly lines and lessons in market timing

Obviously it’s best to sell high and buy low, but in the irrational world of stock markets, the past may offer little guide to the future. The most we can realistically expect is to learn how to tilt the odds in our favour.

Disability advice: the niche that’s gone mainstream

It's bad enough coping with disability without missing out on the services and support available. When it comes to financial planning, every adviser, carer and person with a disability can benefit from knowing their entitlements.

Make sure going overseas does not spoil your SMSF

If your SMSF loses residency status while you are overseas, the tax penalties are significant enough to spoil your retirement. Being aware of the rules and options available allows you to avoid the hurt and enjoy the homecoming.

Consider a Debt Agreement before you resort to bankruptcy

In certain circumstances, a Debt Agreement may be better than resorting to bankruptcy. It’s a more flexible way to settle unsecured debts and can be a win-win for both the debtors and creditors.

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2025: Another bullish year ahead for equities?

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