Register For Our Mailing List

Register to receive our free weekly newsletter including editorials.

Home / 316

The value of ‘value’ and Benjamin Graham’s three core beliefs

It’s no secret that ‘value’ based investment strategies have generally underperformed market returns throughout the current bull-market, with this underperformance being particularly acute over the past three years. However, the underperformance of value as a style has not been driven by a failure of value investing to deliver what it sets out to achieve. Rather, in many ways, it has been a function of what value investing sets out to avoid.

The ideas behind value investing today are much broader than those originally envisaged by Benjamin Graham, the academic credited with its birth. Graham’s work heavily influenced some of the world’s most famous investors, notably Warren Buffett and Charlie Munger, who have expanded on his ideas and applied his approach to a much wider universe of investing strategies.

Nonetheless, the three core tenets of Graham’s work have remained unchanged in the 85 years since he first published them.

1. The future is unknowable

That the future is unknowable might sound trite but consider the authority that most analysts summon when setting out their forecasts. Much of the published investment research today suggests that economic forecasting enjoys a level of precision normally reserved for hard sciences like physics. Friedrich Hayek, a Nobel Prize-winning economist, referred to this as the ‘Pretence of Knowledge’. Hayek described the task of economics as being:

“to demonstrate to men how little they really know about what they imagine they can design.”

In the real-world, both economists and market forecasters have dismal records of predicting things like recessions or major turning points in the share market. In an $80 trillion global economy driven by eight billion individual actors, divining such things is beyond the tools at our disposal.

2. Find a margin of safety

Without prediction, we are confronted with two choices. First, we can fall back on the ideas behind the Efficient Market Hypothesis (EMH). This proposes that investors are rational economic actors, and that all new market information is instantly reflected in security prices. We will earn the return of the ‘market’ and live with the ‘risks’ that this entails. If you invested your retirement savings in February 2009, bully for you. If you instead invested them in February 2008, well, that just reflects the risks that come with investing in the ‘market’.

An alternative approach is an investment strategy where some form of a margin of safety exists. A buffer that can protect us regardless of the economic weather or the broader fortunes of the market is the second of Graham’s key value-investing principles. In many ways it is the defining feature of the investment approach. Most value-based strategies are thus anchored on two equally-important goals, generating investment returns and preserving capital.

3. All securities have an intrinsic value

Graham’s third key principle is the idea that all securities have an intrinsic value. If you can determine this intrinsic value, and then buy the asset at a discount to this price, you have created the buffer you need to protect yourself from the whims of the market.

This final concept is where many value-based strategies fail. Determining the intrinsic value of an asset can too often become a subjective exercise, as is determining a knowable intrinsic value in a world where the future is unknowable.

Regardless of its drawbacks, investors like Warren Buffett apply this method when they talk about their search for stocks with wide ‘economic moats’. Businesses can have structural competitive advantages, either through a business model or brand that cannot be readily replicated. The ‘moat’ ensures a long-term competitive advantage, and if the business is bought at the right price, excess market returns are generated over the long-run.

Beware simple screens and ‘value traps’

As with all investment approaches, value-based investing has its pitfalls. For example, many value investors screen potential investments using metrics like price to book value or price to earnings ratios. It is easy to construct a portfolio of ‘cheap’ stocks using such metrics. Whether they are companies truly trading below intrinsic value is another question.

One of the greatest economic forces of recent times has been the arrival of the ‘disrupter’. Typically, these are technology-based companies with innovative approaches to competing in established industries. A defining feature of the disrupter business model is its low capital intensity. Given this, holding a portfolio of stocks today that look cheap on a price to book value basis may in fact just mean owning a collection of companies in structural decline.

Stocks that look cheap on a price to earnings metric and cheapness relative to near-term earnings can often reflect a company with challenged longer-term prospects. Confusing ‘cheap’ with ‘intrinsic value’ is one of the key predicaments value investors must navigate.

Seeking both a return on capital, and a return of capital

Few of the drivers behind absolute market returns this cycle have demonstrated much in the way of safety for investors. Anyone doubting that markets today are mainly driven by central bank actions need only reflect on the magnitude of the share markets swings between September 2018 and March 2019. Global share markets collapsed 17% (in US dollar terms), and then rallied 19%, as the US Fed shifted from guiding to future rates hikes, to hinting at future rate cuts.

Collectively, central banks have injected US$14 trillion into capital markets since 2008 via quantitative easing. Despite these actions, the recovery since the GFC has been anaemic and characterised by low to non-existent levels of inflation. In the US, the only developed economy to experience a meaningful expansion since the crisis, growth has averaged a mere 2.3%, much lower than the 3.6% average of the past three cycles.

Against this bleak backdrop, investors have craved ‘growth’ of any kind. They have found it most noticeably in a small handful of high-growth technology stocks. Some of these companies have revolutionised entire industries while many more remain a long way from delivering on grand promises. On our analysis, eleven stocks (Microsoft, Facebook, Apple, Amazon, Netflix, Google, Twitter, Tencent, Alibaba, Baidu and Nvidia) have accounted for 21% of all global share market gains over the past five years. Indeed, four of them, Microsoft, Amazon, Apple and Facebook, are responsible for 23% of the S&P 500’s total return year-to-date.

The recent winners carry no margin of safety

From early 2000 through to the GFC in 2008, value as a style greatly outperformed growth. From 2000 to 2003 covers the dotcom crash and the ensuing broader market correction, while 2003 to 2008 were periods of solid global economic growth and normal levels of inflation.

The excitement surrounding FAANG stocks today has obvious parallels to the dotcom euphoria of 1999 and early 2000. That does not mean this basket of stocks cannot continue to propel broader markets higher for some time to come. How much longer, of course, is unknowable in the eyes of a grizzled value investor. What is clear, is that – having rallied 238% over the past five years – there seems little in the way of a margin of safety in owning them today.

 

Miles Staude of Staude Capital Limited in London is the Portfolio Manager at the Global Value Fund(ASX:GVF). This article is the opinion of the writer and does not consider the circumstances of any individual.


 

Leave a Comment:


RELATED ARTICLES

Why it's a frothy market but not a bubble

FANMAG: Because FAANGs are so yesterday

After 30 years of investing, I prefer to skip this party

banner

Most viewed in recent weeks

Vale Graham Hand

It’s with heavy hearts that we announce Firstlinks’ co-founder and former Managing Editor, Graham Hand, has died aged 66. Graham was a legendary figure in the finance industry and here are three tributes to him.

The nuts and bolts of family trusts

There are well over 800,000 family trusts in Australia, controlling more than $3 trillion of assets. Here's a guide on whether a family trust may have a place in your individual investment strategy.

Welcome to Firstlinks Edition 583 with weekend update

Investing guru Howard Marks says he had two epiphanies while visiting Australia recently: the two major asset classes aren’t what you think they are, and one key decision matters above all else when building portfolios.

  • 24 October 2024

Warren Buffett is preparing for a bear market. Should you?

Berkshire Hathaway’s third quarter earnings update reveals Buffett is selling stocks and building record cash reserves. Here’s a look at his track record in calling market tops and whether you should follow his lead and dial down risk.

Preserving wealth through generations is hard

How have so many wealthy families through history managed to squander their fortunes? This looks at the lessons from these families and offers several solutions to making and keeping money over the long-term.

A big win for bank customers against scammers

A recent ruling from The Australian Financial Complaints Authority may herald a new era for financial scams. For the first time, a bank is being forced to reimburse a customer for the amount they were scammed.

Latest Updates

Shares

Looking beyond banks for dividend income

The Big Four banks have had an extraordinary run and it’s left income investors with a conundrum: to stick with them even though they now offer relatively low dividend yields and limited growth prospects or to look elsewhere.

Exchange traded products

AFIC on its record discount, passive investing and pricey stocks

A triple headwind has seen Australia's biggest LIC swing to a 10% discount and scuppered its relative performance. Management was bullish in an interview with Firstlinks, but is the discount ever likely to close?

Superannuation

Hidden fees are a super problem

Most Australians don’t realise they are being charged up to six different types of fees on their superannuation. These fees can be opaque and hard to compare across different funds and investment options.

Shares

ASX large cap outlook for 2025

Economic growth in Australia looks to have bottomed, which means it makes sense to selectively add to cyclical exposures on the ASX in addition to key thematics like decarbonisation and technological change.

Property

Taking advantage of the property cycle

Understanding the property cycle can be a useful tool to make informed decisions and stay focused on long-term goals. This looks at where we are in the commercial property cycle and the potential opportunities for investors.

Investment strategies

Is this bedrock of financial theory a mirage?

The concept of an 'equity risk premium' has driven asset allocation decisions for decades. A revamped study suggests it was a relatively short-lived phenomenon rather than the mainstay many thought.

Vale Graham Hand

It’s with heavy hearts that we announce Firstlinks’ co-founder and former Managing Editor, Graham Hand, has died aged 66. Graham was a legendary figure in the finance industry and here are three tributes to him.

Sponsors

Alliances

© 2024 Morningstar, Inc. All rights reserved.

Disclaimer
The data, research and opinions provided here are for information purposes; are not an offer to buy or sell a security; and are not warranted to be correct, complete or accurate. Morningstar, its affiliates, and third-party content providers are not responsible for any investment decisions, damages or losses resulting from, or related to, the data and analyses or their use. To the extent any content is general advice, it has been prepared for clients of Morningstar Australasia Pty Ltd (ABN: 95 090 665 544, AFSL: 240892), without reference to your financial objectives, situation or needs. For more information refer to our Financial Services Guide. You should consider the advice in light of these matters and if applicable, the relevant Product Disclosure Statement before making any decision to invest. Past performance does not necessarily indicate a financial product’s future performance. To obtain advice tailored to your situation, contact a professional financial adviser. Articles are current as at date of publication.
This website contains information and opinions provided by third parties. Inclusion of this information does not necessarily represent Morningstar’s positions, strategies or opinions and should not be considered an endorsement by Morningstar.