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Edition: 46

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Edition 46

  • 24 January 2014

Introduction to the Market Monitor, save more and stop procrastinating, ten commandments of small business and shared home equity.

Introduction to the Market Monitor

Cuffelinks has added a new monthly feature, the 'Market Monitor', a review of economic conditions in major global markets plus an estimate of long term value across a wide range of asset classes.

It’s a new year: let’s save more, not procrastinate

The intention to save more is common, but it's often easier to procrastinate. There are useful techniques the wealth industry should consider to overcome this reluctance to save, to everyone's benefit.

The ten commandments of small business

Many people who open a small business learn the most valuable lessons on the job. Here are some hard-earned insights after 20 years without a big corporate structure to deliver a regular pay cheque.

Shared home equity worth a look for retirees

There's sometimes a gap between lifestyle expectations and retirement savings that can be filled by accessing the underutilised equity in the family home. There are alternatives to reverse mortgages such as shared equity.

Who said these famous quotations?

Some of our best investing insights come from a few words issued by the most famous people in financial markets (or elsewhere). Do you know who said these gems?

Epilogue: Death duties, where angels fear to tread

An article in November 2013 suggesting death duties be considered as a public finance tool attracted some strong criticism, and in the context of the need to fund ever-increasing deficits, the author defends his views.

Most viewed in recent weeks

2024/25 super thresholds – key changes and implications

The ATO has released all the superannuation rates and thresholds that will apply from 1 July 2024. Here's what’s changing and what’s not, and some key considerations and opportunities in the lead up to 30 June and beyond.

Five months on from cancer diagnosis

Life has radically shifted with my brain cancer, and I don’t know if it will ever be the same again. After decades of writing and a dozen years with Firstlinks, I still want to contribute, but exactly how and when I do that is unclear.

Uncomfortable truths: The real cost of living in retirement

How useful are the retirement savings and spending targets put out by various groups such as ASFA? Not very, and it's reducing the ability of ordinary retirees to fully understand their retirement income options.

Is Australia ready for its population growth over the next decade?

Australia will have 3.7 million more people in a decade's time, though the growth won't be evenly distributed. Over 85s will see the fastest growth, while the number of younger people will barely rise. 

Why LICs may be close to bottoming

Investor disgust, consolidation, de-listings, price discounts, activist investors entering - it’s what typically happens at business cycle troughs, and it’s happening to LICs now. That may present a potential opportunity.

The public servants demanding $3m super tax exemption

The $3 million super tax will capture retired, and soon to retire, public servants and politicians who are members of defined benefit superannuation schemes. Lobbying efforts for exemptions to the tax are intensifying.

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