Register For Our Mailing List

Register to receive our free weekly newsletter including editorials.

Vanguard

  •   15 November 2021
  •      
  •   

Vanguard launches automated regular investment feature on Personal Investor platform

Melbourne, 15 November 2021: Vanguard today launched Auto Invest, an automated regular investment feature for managed funds on its Personal Investor platform, to offer a simple automated process for investors seeking to invest regularly.

This new feature will provide investors with the ability to set up regular investment amounts from $200 either fortnightly, monthly or quarterly, into one or a range of Vanguard managed funds.

Auto Invest is an important new tool for investors as part of Vanguard’s ongoing commitment to continued enhancement of the Personal Investor platform.

“Our Personal Investor platform was built to support our investors’ long-term investment success and we think Auto Invest will become a really key aspect of the investing experience with us, supporting a sensible and proven investment strategy,” said Balaji Gopal, Vanguard’s Head of Personal Investor.

Modelling we commissioned shows that making the choice to focus on maximising regular contributions and minimising costs can help investors achieve their financial goals without needing to adopt a riskier investment strategy in this low yield environment. The launch of Auto Invest will make this an easier choice through a simple process that automates good habits.” said Mr Gopal.

The modelling highlights the impact of controllable factors like costs and regular savings on achieving investment success, in the absence of raging bull markets and positive global economic indicators. Modelling across three individual scenarios looking at three different life goals demonstrated the benefits of compounding together with the impact of keeping costs low and maximising regular contributions.

While the scenarios had different variables, in all cases moving from the base case, assuming an annual contribution of 1% and industry average of fees 0.85%, to a higher contribution at 4% and the lower Vanguard average fee of 0.29% had a significant impact.

Over and above the total value of the higher contributions made, the lower fees and compounding investment returns through the respective investment periods delivered between 45% and 85% of the final investment values.

“The modelling illustrates that making smart choices today and sticking to them through the inevitable volatility rollercoaster ride is another pathway towards achieving a successful financial future, instead of solely relying on factors we cannot control, like market performance and economic sentiment.

“The data reinforces the time-tested investment principle of investing to capture market gains over the long term rather than trying to time the market.

“Data from Vanguard’s UK Personal Investor platform shows that more than a third of UKPI’s investors use the Auto Invest feature. We hope that since many of our clients already regularly contribute to their accounts, this automated regular investment feature will further encourage and make it easier for them to be disciplined as they build and diversify their wealth over the long-term,” said Mr Gopal.

While Auto Invest currently enables investors to invest regularly into Vanguard’s broad range of unlisted managed funds, plans are underway to add Vanguard exchange traded funds (ETFs) to the feature in the near future.

Today’s features release includes the delivery of additional access to the platform through the launch of company accounts. These improvements follow the recent Personal Investor fee changes which included the removal of the account fee for Vanguard ETFs, managed funds and cash accounts on the platform. Vanguard is also working to launch an Android version of the Vanguard mobile app this year.

“As we continue to evolve our offering, our overarching intention is to support our investors in making smart investing decisions,” said Mr Gopal.

“We want to make sure that our existing products continue to be best in class as we strategically invest in the development of new products, services and capabilities that help our clients achieve their financial goals. I look forward to announcing further feature enhancements as we broaden our service offering to meet the needs of Australian investors,” he said.

Download the document "Important Investing Choices" here.

 

banner

Most viewed in recent weeks

Finding the best income-yielding assets

With fixed term deposit rates declining and bank hybrids being phased out, what are the best options for investors seeking income? This goes through the choices, and the opportunities and risks involved.

What history reveals about market corrections and crashes

The S&P 500's recent correction raises concerns about a bear market. History shows corrections are driven by high rates, unemployment, or global shocks, and that there's reason for optimism for nervous investors today. 

Howard Marks: the investing game has changed

The famed investor says the rapid switch from globalisation to trade wars is the biggest upheaval in the investing environment since World War Two. And a new world requires a different investment approach.

Welcome to Firstlinks Edition 605 with weekend update

Trump's tariffs and China's retaliatory strike have sent the Nasdaq into a bear market with the S&P 500 not far behind. What are the implications for the economy and markets, and what should investors do now? 

  • 3 April 2025

Designing a life, with money to spare

Are you living your life by default or by design? It strikes me that many people are doing the former and living according to others’ expectations of them, leading to poor choices including with their finances.

World's largest asset manager wants to revolutionise your portfolio

Larry Fink is one of the smartest people in the finance industry. In his latest shareholder letter, the Blackrock CEO outlines his quest to become the biggest player in private assets and upend investor portfolios.

Latest Updates

Investment strategies

An enlightened dividend path

While many chase high yields, true investment power lies in companies that steadily grow dividends. This strategy, rooted in patience and discipline, quietly compounds wealth and anchors investors through market turbulence.

Investment strategies

Don't let Trump derail your wealth creation plans

If you want to build wealth over the long-term, trying to guess the stock market's next move is generally a bad idea. In a month where this might be more tempting than ever, here is what you should focus on instead.

Economics

Pros and cons of Labor's home batteries scheme

Labor has announced a $2.3 billion Cheaper Home Batteries Program, aimed at slashing the cost of home batteries. The goal is to turbocharge battery uptake, though practical difficulties may prevent that happening.

Investment strategies

Will China's EV boom end in tears?

China's EV dominance is reshaping global auto markets - but with soaring tariffs, overcapacity, and rising scrutiny, the industry’s meteoric rise may face a turbulent road ahead. Can China maintain its lead - or will it stall?

Investment strategies

REITs: a haven in a Trumpian world?

Equity markets have been lashed by Trump's tariff policies, yet REITs have outperformed. Not only are they largely unaffected by tariffs, but they offer a unique combination of growth, sound fundamentals, and value.

Shares

Why Europe is back on the global investor map

European equities are surging ahead of the U.S this year, driven by strong earnings, undervaluation, and fiscal stimulus. With quality founder-led firms and a strengthening Euro, Europe may be the next global investment hotspot.

Chalmers' disingenuous budget claims

The Treasurer often touts a $207 billion improvement in Australia's financial position. A deeper look at the numbers reveals something less impressive, caused far more by commodity price surprises than policy.

Fixed interest

Duration: Friend or foe in a defensive allocation?

Duration is back. After years in the doghouse, shifting markets and higher yields are restoring its role as a reliable diversifier and income source - offering defensive strength in today’s uncertain environment.

Sponsors

Alliances

© 2025 Morningstar, Inc. All rights reserved.

Disclaimer
The data, research and opinions provided here are for information purposes; are not an offer to buy or sell a security; and are not warranted to be correct, complete or accurate. Morningstar, its affiliates, and third-party content providers are not responsible for any investment decisions, damages or losses resulting from, or related to, the data and analyses or their use. To the extent any content is general advice, it has been prepared for clients of Morningstar Australasia Pty Ltd (ABN: 95 090 665 544, AFSL: 240892), without reference to your financial objectives, situation or needs. For more information refer to our Financial Services Guide. You should consider the advice in light of these matters and if applicable, the relevant Product Disclosure Statement before making any decision to invest. Past performance does not necessarily indicate a financial product’s future performance. To obtain advice tailored to your situation, contact a professional financial adviser. Articles are current as at date of publication.
This website contains information and opinions provided by third parties. Inclusion of this information does not necessarily represent Morningstar’s positions, strategies or opinions and should not be considered an endorsement by Morningstar.