Register For Our Mailing List

Register to receive our free weekly newsletter including editorials.

Home / 608

Chalmers' disingenuous budget claims

Jim Chalmers said in his recent pre-election Treasurer’s debate with Angus Taylor that “there’s been a $207 billion cumulative improvement to the budget bottom line. The debt this year is $177 billion less than what we inherited.”

It’s a line he trots out often, but in reality, gross debt has risen $45 billion under the Albanese government and is expected to hit $1 trillion in 2025-26. So what does he mean?

Chalmers is referring to a statement in the March Budget papers: “The underlying cash balance has improved by a cumulative $207 billion over the seven years to 2028–29, compared to the 2022 Pre-election Economic and Fiscal Outlook (PEFO)”, and this “means that gross debt is $177 billion lower in 2024–25 than forecast at the PEFO”.

So his statement that debt is ‘less’ is disingenuous. Something only falls when an actual number at a point in time is less than an actual number at a prior point in time. Not when it is less than a forecast number. Deviating from a guess is not the same as actual movement.

If we unpack the numbers here, $34.9 billion of the $207 billion is a restatement in the budget of the PEFO forecast underlying cash balances over the five years to 2028-29. The rest is actual deviation from the PEFO forecasts for the 2022-23 and 2023-24 financial years. The PEFO projected a combined deficit of $134.4 billion for the two years to 2023-24, but instead there were back-to-back surpluses totalling $37.9 billion.

When actual differs from forecast, it is usually due to government policy decisions and/or external impacts where key forecast parameters vary from reality. In the case of the two surplus years, the windfalls were almost all due to higher-than-expected commodity prices and therefore stronger company tax receipts. And, to a lesser extent, a robust labour market and a higher individual tax take, including some bracket creep.

Note that budget papers and the PEFO forecasts tend to be conservative with commodity price assumptions. They will normally revert to long-term averages quickly rather than persist with, or at least taper, prevailing higher market prices.

The 2022 PEFO was probably even more conservative with key assumptions, at a time when we were just emerging from the volatile Covid period. It surely is outdated for comparison purposes. In any case, had commodity price assumptions been more aligned with the market in the first two PEFO forecast years, the so-called budget windfall would not be as pronounced and would give politicians less to crow about.

How worthwhile is a comparison of actual to forecast budget measures, then? It can be useful but with limitations. In isolation, comparing forecast underlying cash balances to actual is not a good measure of fiscal prudence. But it can have some value if variations can be separated into policy versus external impacts. Are there factors outside of government control? Is there an element of luck?

A comparison can be worthwhile to the extent that forecast assumptions are realistic. If assumptions are too conservative, an apparent windfall might create the illusion of good government and tempt structural spending. Too aggressive, and worthwhile spending programs might be curbed. Forecasts should be as realistic as possible to foster policy and spending discipline, with actual outcomes used to assess policy decisions.

And as to whether a budget is really better off due to an actual versus expected windfall, that will depend on the nature of the gain and how it is used. If temporary, say as a result of a commodity boom, and the windfall is baked into permanent spending, then the budget has not improved. If temporary and used to pay down debt, then yes that translates into improvement. And if the windfall is structural as a result of good policy, then that improves the long-term budget position.

Budget numbers revealed a tax revenue windfall under the Albanese government of nearly $400 billion that contributed to the two surpluses. However, the bulk of that has been locked into spending, leaving just $95 billion to go towards budget repair. Spending as a percentage of GDP is forecast to reach 27.2% in 2025-26, up from 24.4% in 2022-23.

It would seem, then, that the government did not heed the advice of economist Chris Richardson. After the second surplus was revealed, Richardson said that “while it’s very tempting whenever there’s a surplus, we can’t pretend that the good news is forever and make permanent decisions off the back of temporary luck.”

 

Tony Dillon is a freelance writer and former actuary.

 


 

Leave a Comment:

RELATED ARTICLES

What the Federal Budget means for you

How will the US election impact energy infrastructure?

In praise of our unique democracy and its sausage

banner

Most viewed in recent weeks

Finding the best income-yielding assets

With fixed term deposit rates declining and bank hybrids being phased out, what are the best options for investors seeking income? This goes through the choices, and the opportunities and risks involved.

What history reveals about market corrections and crashes

The S&P 500's recent correction raises concerns about a bear market. History shows corrections are driven by high rates, unemployment, or global shocks, and that there's reason for optimism for nervous investors today. 

Howard Marks: the investing game has changed

The famed investor says the rapid switch from globalisation to trade wars is the biggest upheaval in the investing environment since World War Two. And a new world requires a different investment approach.

Welcome to Firstlinks Edition 605 with weekend update

Trump's tariffs and China's retaliatory strike have sent the Nasdaq into a bear market with the S&P 500 not far behind. What are the implications for the economy and markets, and what should investors do now? 

  • 3 April 2025

Designing a life, with money to spare

Are you living your life by default or by design? It strikes me that many people are doing the former and living according to others’ expectations of them, leading to poor choices including with their finances.

World's largest asset manager wants to revolutionise your portfolio

Larry Fink is one of the smartest people in the finance industry. In his latest shareholder letter, the Blackrock CEO outlines his quest to become the biggest player in private assets and upend investor portfolios.

Latest Updates

Investment strategies

An enlightened dividend path

While many chase high yields, true investment power lies in companies that steadily grow dividends. This strategy, rooted in patience and discipline, quietly compounds wealth and anchors investors through market turbulence.

Investment strategies

Don't let Trump derail your wealth creation plans

If you want to build wealth over the long-term, trying to guess the stock market's next move is generally a bad idea. In a month where this might be more tempting than ever, here is what you should focus on instead.

Economics

Pros and cons of Labor's home batteries scheme

Labor has announced a $2.3 billion Cheaper Home Batteries Program, aimed at slashing the cost of home batteries. The goal is to turbocharge battery uptake, though practical difficulties may prevent that happening.

Investment strategies

Will China's EV boom end in tears?

China's EV dominance is reshaping global auto markets - but with soaring tariffs, overcapacity, and rising scrutiny, the industry’s meteoric rise may face a turbulent road ahead. Can China maintain its lead - or will it stall?

Investment strategies

REITs: a haven in a Trumpian world?

Equity markets have been lashed by Trump's tariff policies, yet REITs have outperformed. Not only are they largely unaffected by tariffs, but they offer a unique combination of growth, sound fundamentals, and value.

Shares

Why Europe is back on the global investor map

European equities are surging ahead of the U.S this year, driven by strong earnings, undervaluation, and fiscal stimulus. With quality founder-led firms and a strengthening Euro, Europe may be the next global investment hotspot.

Chalmers' disingenuous budget claims

The Treasurer often touts a $207 billion improvement in Australia's financial position. A deeper look at the numbers reveals something less impressive, caused far more by commodity price surprises than policy.

Fixed interest

Duration: Friend or foe in a defensive allocation?

Duration is back. After years in the doghouse, shifting markets and higher yields are restoring its role as a reliable diversifier and income source - offering defensive strength in today’s uncertain environment.

Sponsors

Alliances

© 2025 Morningstar, Inc. All rights reserved.

Disclaimer
The data, research and opinions provided here are for information purposes; are not an offer to buy or sell a security; and are not warranted to be correct, complete or accurate. Morningstar, its affiliates, and third-party content providers are not responsible for any investment decisions, damages or losses resulting from, or related to, the data and analyses or their use. To the extent any content is general advice, it has been prepared for clients of Morningstar Australasia Pty Ltd (ABN: 95 090 665 544, AFSL: 240892), without reference to your financial objectives, situation or needs. For more information refer to our Financial Services Guide. You should consider the advice in light of these matters and if applicable, the relevant Product Disclosure Statement before making any decision to invest. Past performance does not necessarily indicate a financial product’s future performance. To obtain advice tailored to your situation, contact a professional financial adviser. Articles are current as at date of publication.
This website contains information and opinions provided by third parties. Inclusion of this information does not necessarily represent Morningstar’s positions, strategies or opinions and should not be considered an endorsement by Morningstar.